Scott Leduc Email & Phone Number

Grand Forks, Nd, Us

Grand Forks, North Dakota, United States

Grand Forks, North Dakota, United States

Grand Forks, North Dakota, United States

• As a member of the executive leadership team, worked in alignment with the CEO and the Board of Directors to make enterprise-wise decisions and fulfill Choice Bank’s vision and mission.• Led a team of 6 direct reports and up to 30 indirect reports and navigated 42% loan growth, over a 3-year period, while improving the bank’s standard risk metrics.• Invested in and oversaw 4 credit committees, the special assets division, the appraisal division, and the bank’s SBA operations division. • Exceeded loan loss goals by about 20% in 2021 and 2023; and, in 2022, loan loss recovery surpassed loan losses.• Managed team that produced ~4K PPP loans in 2 years while strategically driving all aspects of a $2.8B commercial and agricultural loan portfolio. • Managed 4 dotted-line relationships including internal credit review and internal and external auditors.• Implemented a ‘Guidance Committee’ during Covid-19 that provided clear expectations for bankers and customers. The committee remains today and is viewed by lenders as a strong banker-retention tool.• Mentored 10 team members who were nominees and winners of the Choice Bank Footprint Award. This is the highest honor given at the bank and is given to those who consistently excel in their roles and model Choice’s mission, vision, and core values.• Successfully led 4 safety and soundness exams, receiving high marks in the asset portion of the exam. • Created the bank’s new correspondent lending program and fully owned the maturation the program from a sales and regulatory perspective.

Grand Forks, North Dakota, United States

• Led a team of 5 direct reports and up to 20 indirect reports and created a unified management approach post-acquisition, merging the North Dakota and Minnesota credit teams. • Drove cross-cultural organizational change through servant leadership and intentional mentorship of the credit teams.

Grand Forks, North Dakota, United States

• Oversaw the credit analyst team, consisting of up to 24 team members who were responsible for enterprise risk, credit management, and underwriting for all commercial and agriculture loans.• Due to Choice Bank’s rapid growth, overhauled the credit policy and directed the newly formed special assets division, and reengineered the lease division, including recruiting and hiring a leasing manager.

Grand Forks, North Dakota, United States

Hired and managed a team of 3-5 credit analysts. Managed the loan pipeline for all agriculture and commercial loan requests.

Grand Forks, North Dakota, United States

Underwrote agriculture and commercial loan packages.

Minot, North Dakota, United States

Managed a team of 3 responsible for all credit duties associated with the $1B fuel wholesaler and mitigated risk for the company with consideration of complex fuel contracts and sales contingencies.

Minot, North Dakota, United States

Led a retail sales team of 20 who achieved their top 3 primary sales goals for the first time in 19 years.

Stillwater, Minnesota, United States

Won 5+ sales awards as both a producer and manager.