The Commerce Trust Company offers comprehensive wealth management services for a broad spectrum of needs based on an understanding of individual situations.  We do this through offering tailored solutions, objective advice and straightforward communication. I am the Chief Economist and Director of Fixed Income Management and Chairman of the Fixed Income Strategy Committee at The Commerce Trust Company. I joined Commerce Bank in 1993 and have investment responsibilities for $17 billion in fixed income assets managing the Commerce Short-Term Government Fund (CFSTX) and the Commerce Bond Fund (CFBNX). Prior to joining Commerce Bank, I was an adjunct professor at Xavier University, where I taught graduate finance.