Seema Jhawar Email & Phone Number

Dubai, United Arab Emirates

• Perform daily/monthly, local/foreign bank, Schedules, Customer & internal account, General Ledger reconciliation and resolve discrepancies for unreconciled items• Continuously follow-up on all un-reconciling items and provide regular updates to CFO• Making monthly detailed balance summary sheet showing the monthly reconciliation process• Collaborate across various finance and non-Finance functions to collate & analyze data, highlight Redflags and ensure relevant rectifications• Prepared Schedule for IFRS 9 for banks & agents and submitted ECL calculations to auditors

Mumbai, Maharashtra, India

• Led a project to streamline spending analysis and automated process of management accounts• Perform Balance Sheet account reconciliations, account analysis, accrual calculations, general ledger accounting, financial reporting and analysis for South African entities• Prepare Exco template and develop financial models through benchmarking and process analysis• Support cyclical business processes including budgeting, forecasting and variance analysis• Coordinate with the CFO and executive team on long-term financial planning and Group policies• Collaborate across various finance and non-Finance functions in South Africa and India to reconcile data & reports and resolve discrepancies• Prepare weekly CEO reports covering Management Accounts, Taxation, Related Party Loans and Trading, Commission, Debtors and Creditors Ageing, Inventory Valuation Report, etc.• Work closely with bankers and investors on Covenants, tender document, DSCR etc.

Mumbai

• Worked as a Credit Manager in Business Installment Loan under personal loan department• Approve / reject loan request based on credibility assessment and potential revenue & loss analysis• Create credit scoring models to predict risks after analyzing CIBIL and ensure all lending procedures comply with regulations and policies• Negotiate documents and payment term with customers to ensure transactions are properly secured• Interface with sales team to communicate credit decisions and ensure timely review of customers

Jaipur, Rajasthan, India

• Ledger scrutiny, Preparation of Audit reports, • Valuation of closing stock• Drafting of the Balance sheet, Profit and Loss, Cash Flow Statement• Advertisement audit of Rajasthan Patrika Pvt. Ltd. Led the team while conducting statutory audit and advertisement audit of Rajasthan Patrika Pvt. Ltd, Samurai Exports, GCKC projects and Golcha Group

Chartered Accountant, Business/Commerce, General

Bachelor Of Commerce - Bcom, Business/Commerce, General, 1St