Please complete the CAPTCHA to continue
A concise factual answer block for searchers comparing this professional profile.
Joe Garcia is listed as Spring EQ Correspondent Lending at Spring EQ, a company with 159 employees, based in Greater Chicago Area, United States, United States. AeroLeads shows a matched LinkedIn profile for Joe Garcia.
Joe Garcia previously worked as Senior Account Executive, Correspondent Lending at Spring Eq and Managing Director, Relationship Manager~ Mortgage Warehouse Lending at Webster Bank. Joe Garcia holds Bachelor Of Science - Bs, Finance, General, 4.0 from University Of Illinois Urbana-Champaign.
This section adds company-level context without repeating Joe Garcia's masked contact details.
Review company-level records connected to Joe Garcia before choosing the right outreach path.
Accomplished mortgage and sales executive with over 29 years of experience elevating company performance by capturing new business opportunities and minimizing risk. Adept at managing assets and overseeing P&L, including budgets and loans. Proficient in forging and fostering key relationships, managing teams, and closing deals. Recognized ability for exceeding sales goals, driving profits, preventing loss, and ensuring customer satisfaction.Specialties: Asset Management ● New Business Development ● B2B Sales ● Prospecting ● Risk Management ● Loss Prevention ● Budgets ● Market Expansion ●Mortgage & Consumer Lending ● Appraisal Review ● Price Negotiation ● Policymaking ● Operations Management ● Relationship Building ● Mentoring ● Leadership
Company context helps verify the profile and gives searchers a useful next step.
A career timeline built from the work history available for this profile.
Chicago, Illinois, United States
Correspondent Sales - Covering Southwest Region (AR, AZ, Southern CA, CO, IL, KS, MO, NM, OK, TX)Providing Closed End Seconds, Fixed Rate HELOCs, and Variable Rate HELOCs for Correspondent lenders.Delegated & Non-Delegated options available.Piggyback & Standalone loan options.CLTV's up to 90%FICOs as low as 640 and DTI's up to 50%
Chicago, Illinois, United States
Responsible for business development and account management in Mortgage Warehouse Lending covering the US. Soliciting mortgage warehouse facilities ranging from $10M to $300M.
Chicago, Illinois, United States
Correspondent Sales - Central Region covering (IL, MN, WI, ND, SD, NE, IA,).Providing Bulk, Mandatory and Best Efforts delivery options for Correspondent lenders.Fannie, Freddie (no overlays), VA, FHA, and USDA programs.Co-Issue, SMP, GNMA PiTT, CRX and MSR Acquisitions to maximize best execution.
Chicago, Illinois, United States
National Account Executive responsible for business development and account management in Correspondent and Wholesale Lending. Working with Independent Mortgage Bankers, Banks, Brokers and Credit Unions. Delegated and Non-Delegated lending solutions. Offering competitively priced Conv, Jumbo, FHA, VA and USDA RD loans. Accepting bid tapes for Fannie loans.
Greater Chicago Area
Union Bank is member of MUFG, a global financial group, providing portfolio lending services for bankers and brokers serving High Net Worth borrowers with residential mortgage needs. Based on assets, MUFG Union Bank, NA is the 5th largest bank in the world. Jumbo loans up to $15,000,000. Responsible for business development and account management in IL.
Greater Chicago Area
Responsible for business development and account management in Correspondent Lending in IL, IN, WI, MN, and MI. Working with Independent Mortgage Bankers, Banks and Credit Unions. Delegated and Non-Delegated lending solutions. Offering competitively priced Conv, Jumbo, FHA, VA and USDA RD loans. Best Efforts and Mandatory delivery options.
Greater Chicago Area
Responsible for business development and account management in Correspondent Lending in the North Central Region (IL, MN, WI, ND, SD, NE, IA, MT). Worked with Independent Mortgage Bankers, Banks and Credit Unions. Delegated and Non-Delegated lending solutions. Offered competitively priced Conv, FHA, VA and USDA RD loans. Best efforts and Mandatory delivery.
Greater Chicago Area
Responsible for business development and account management in Correspondent Lending in the Midwest / Central Region (IL, MN, OH, MI, WI, MO, ND, SD, NE, IA, KS, IN, KY). Managed over 70 active accounts with Independent Mortgage Bankers, Banks and Credit Unions. Delegated and Non-Delegated lending solutions. Offered competitively priced Conv, Jumbo, FHA.
Chicago, IL
Managed a team of 85 retail loan officers in IL, IN, IA, and MO. Assisted the Regional Sales Manager in helping the loan officers achieve their production goals, developed sales goals, drove operational excellence, increased growth an profitability of the region, focused the region to increase purchase production, drove recruiting and on-boarding.
Managed the Eastern Division of a national home equity business. Supervised an 8-person team of loan officers. Built a 25-person Operations/Closing Department. Grew portfolio loan outstandings over $277,000,000 in nearly 3½ years. Forged strategic relationships with Correspondent and Wholesale lenders (Banks, Independent Mortgage Bankers and Brokers) and.
Other employees you can reach at springeq.com. View company contacts for 159 employees →
Rebecca Crane
Colleague at Spring Eq
Pontiac, Michigan, United States, United States
View →
RJ
Roshni Joshi
Colleague at Spring Eq
Greater Philadelphia, United States
View →
CE
Casey Everlof
Colleague at Spring Eq
Philadelphia, Pennsylvania, United States, United States
View →
CF
Calvin Fuoss
Colleague at Spring Eq
Denver Metropolitan Area, United States
View →
AD
Anthony Dietel
Colleague at Spring Eq
Cleveland, Ohio, United States, United States
View →
RU
Ras U-Ahk
Colleague at Spring Eq
New York, New York, United States, United States
View →
TB
Tom Battiste
Colleague at Spring Eq
Bluffton, South Carolina, United States, United States
View →
AF
Anthony Fontana
Colleague at Spring Eq
St Clair Shores, Michigan, United States, United States
View →
JR
Jasmin Robinson
Colleague at Spring Eq
Philadelphia, Pennsylvania, United States, United States
View →
LP
Loretta Porter
Colleague at Spring Eq
Jacksonville, Florida, United States, United States
View →
Quick answers generated from the profile data available on this page.
Joe Garcia works for Spring EQ.
Joe Garcia is listed as Spring EQ Correspondent Lending at Spring EQ.
Joe Garcia is based in Greater Chicago Area, United States, United States while working with Spring EQ.
Joe Garcia has worked for Spring Eq, Webster Bank, Phh Mortgage, First Savings Bank, Indiana, and Union Bank.
Joe Garcia's colleagues at Spring EQ include Rebecca Crane, Roshni Joshi, Casey Everlof, Calvin Fuoss, and Anthony Dietel.
You can use AeroLeads to view verified contact signals for Joe Garcia at Spring EQ, including work email, phone, and LinkedIn data when available.
Joe Garcia holds Bachelor Of Science - Bs, Finance, General, 4.0 from University Of Illinois Urbana-Champaign.
Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.
Start free trial Search contactsCheck these profiles if this is not the Joe Garcia you were looking for.
View similar profiles
