Joe Garcia Email & Phone Number

Chicago, Illinois, United States

Correspondent Sales - Covering Southwest Region (AR, AZ, Southern CA, CO, IL, KS, MO, NM, OK, TX)Providing Closed End Seconds, Fixed Rate HELOCs, and Variable Rate HELOCs for Correspondent lenders.Delegated & Non-Delegated options available.Piggyback & Standalone loan options.CLTV's up to 90%FICOs as low as 640 and DTI's up to 50%

Chicago, Illinois, United States

Responsible for business development and account management in Mortgage Warehouse Lending covering the US. Soliciting mortgage warehouse facilities ranging from $10M to $300M.

Chicago, Illinois, United States

Correspondent Sales - Central Region covering (IL, MN, WI, ND, SD, NE, IA,).Providing Bulk, Mandatory and Best Efforts delivery options for Correspondent lenders.Fannie, Freddie (no overlays), VA, FHA, and USDA programs.Co-Issue, SMP, GNMA PiTT, CRX and MSR Acquisitions to maximize best execution.

Chicago, Illinois, United States

National Account Executive responsible for business development and account management in Correspondent and Wholesale Lending. Working with Independent Mortgage Bankers, Banks, Brokers and Credit Unions. Delegated and Non-Delegated lending solutions. Offering competitively priced Conv, Jumbo, FHA, VA and USDA RD loans. Accepting bid tapes for Fannie loans with 7, 15, 30 and 45 day deliveries.

Greater Chicago Area

Union Bank is member of MUFG, a global financial group, providing portfolio lending services for bankers and brokers serving High Net Worth borrowers with residential mortgage needs. Based on assets, MUFG Union Bank, NA is the 5th largest bank in the world. Jumbo loans up to $15,000,000. Responsible for business development and account management in IL.

Greater Chicago Area

Responsible for business development and account management in Correspondent Lending in IL, IN, WI, MN, and MI. Working with Independent Mortgage Bankers, Banks and Credit Unions. Delegated and Non-Delegated lending solutions. Offering competitively priced Conv, Jumbo, FHA, VA and USDA RD loans. Best Efforts and Mandatory delivery options.

Greater Chicago Area

Responsible for business development and account management in Correspondent Lending in the North Central Region (IL, MN, WI, ND, SD, NE, IA, MT). Worked with Independent Mortgage Bankers, Banks and Credit Unions. Delegated and Non-Delegated lending solutions. Offered competitively priced Conv, FHA, VA and USDA RD loans. Best efforts and Mandatory delivery options.

Greater Chicago Area

Responsible for business development and account management in Correspondent Lending in the Midwest / Central Region (IL, MN, OH, MI, WI, MO, ND, SD, NE, IA, KS, IN, KY). Managed over 70 active accounts with Independent Mortgage Bankers, Banks and Credit Unions. Delegated and Non-Delegated lending solutions. Offered competitively priced Conv, Jumbo, FHA, VA and USDA RD loans. Best Efforts and Single Loan Mandatory options.

Chicago, Il

Managed a team of 85 retail loan officers in IL, IN, IA, and MO. Assisted the Regional Sales Manager in helping the loan officers achieve their production goals, developed sales goals, drove operational excellence, increased growth an profitability of the region, focused the region to increase purchase production, drove recruiting and on-boarding strategies, and coached and counselled employees. Oversaw a Marketing and Services Agreement with Century 21 Affiliated which had over 800 agents in… Show more Managed a team of 85 retail loan officers in IL, IN, IA, and MO. Assisted the Regional Sales Manager in helping the loan officers achieve their production goals, developed sales goals, drove operational excellence, increased growth an profitability of the region, focused the region to increase purchase production, drove recruiting and on-boarding strategies, and coached and counselled employees. Oversaw a Marketing and Services Agreement with Century 21 Affiliated which had over 800 agents in 22 offices in IL and IN. Show less

Managed the Eastern Division of a national home equity business. Supervised an 8-person team of loan officers. Built a 25-person Operations/Closing Department. Grew portfolio loan outstandings over $277,000,000 in nearly 3½ years. Forged strategic relationships with Correspondent and Wholesale lenders (Banks, Independent Mortgage Bankers and Brokers) and solicited new business by presenting TCF services to prospective clients. Trained all loan officers, account executives, operations… Show more Managed the Eastern Division of a national home equity business. Supervised an 8-person team of loan officers. Built a 25-person Operations/Closing Department. Grew portfolio loan outstandings over $277,000,000 in nearly 3½ years. Forged strategic relationships with Correspondent and Wholesale lenders (Banks, Independent Mortgage Bankers and Brokers) and solicited new business by presenting TCF services to prospective clients. Trained all loan officers, account executives, operations manager, assistant lending managers, processors and closers. Aided outside account executives in marketing the home equity program on a national level. Expanded lending presence from IL, IN, and WI to 38 states. Show less

Burr Ridge, Il