Shane Howell Email & Phone Number

Philadelphia, Pa, Us

• Oversee the comprehensive management of trade origination agreements, ensuring accuracy in reviewing, verifying, and processing trade investment documentation.• Proactively ensure compliance with evolving regulatory requirements and internal policies across the loan processing lifecycle.• Collaborate seamlessly with loan origination teams, the NYSE trading desk, and other key stakeholders to resolve discrepancies and drive timely trade settlements.• Maintain and organize detailed, audit-ready loan files, ensuring all documentation is consistently accurate and up to date.• Conduct meticulous verification of investor and agent information to uphold data integrity and mitigate compliance risks.• Partner closely with compliance and origination teams to ensure trade documentation adheres to stringent legal, regulatory, and government standards.

• Conducted in-depth assessments of borrower risk and asset portfolios to guide strategic loan approval decisions.• Reviewed and interpreted complex financial documents, including credit reports, purchasing agreements, title insurance, and closing disclosures, ensuring strict compliance with regulatory and organizational standards.• Expertly calculated debt-to-income (DTI) ratios to align with agency-specific requirements and ensure loan eligibility.• Streamlined the loan application process by proactively collecting, verifying, and organizing all required documentation.• Prepared and submitted thorough loan packages to underwriting teams, optimizing workflow efficiency and risk evaluation accuracy.

• Spearheaded the loan origination process for HELOC and HEIL products, providing personalized consultations to help clients navigate financial liabilities and consolidation opportunities.• Streamlined loan closing procedures by verifying underwriting approvals, ensuring compliance, and notarizing essential documents for timely funding.• Cultivated relationships with small business and retail clients, delivering tailored financial strategies to enhance their growth and financial resilience.• Strategically recommended diverse financial solutions to address the comprehensive spending, saving, and borrowing needs of small business customers.• Collaborated cross-functionally with service partners, branch colleagues, and managers to deliver seamless, customer-focused support for complex financial requirements

Greater Philadelphia Area

• Prospected and generated new business leads through targeted activities such as cold calling, canvassing, customer referrals, and strategic partner relationships.• Promoted bundled product solutions, aligning client needs with optimal offerings to maximize value and satisfaction.• Supported the creation and delivery of impactful face-to-face sales presentations, showcasing in-depth product and service expertise.• Strategically expanded sales territories by nurturing local business partnerships and fostering organizational affiliations, contributing to sustained market growth and brand presence.

• Leveraged in-depth knowledge of gastroenterology, cardiology, and CNS-related disease states to drive market share growth for branded medications.• Collaborated with over 100 physician practices and hospitals across the Greater Philadelphia area to expand product reach and increase sales opportunities.• Managed and nurtured relationships with pharmacies, general practitioner offices, and prospective clients within one of the highest-volume territories in the country, consistently exceeding performance goals.

• Worked closely with potential and existing clients to assess their financial viability and needs, ensuring full compliance with financial policies, procedures, and regulatory requirements.• Provided expert advice on a broad range of financial products and lending options, including certificates of deposit, investment services, HELOC/HEIL, and consumer/business deposit accounts.• Proactively resolved client issues by effectively communicating and collaborating with internal and external partners to deliver timely solutions.

Greater Philadelphia Area

• Consistently achieved and exceeded revenue targets by driving ticket sales across various offerings, including season tickets, premium packages, group sales, and partial-year plans.