Sharad Kumar is a Head-Risk at Bajaj Finserv | Managing Enterprise Risk |Credit loss IFRS/INDAS - ECL Computation | Climate Risk | Stress Testing | Mkt Risk | Ops Risk| Ex Chief Economist of Bank | Strategic Planning at Bajaj Finserv. He possess expertise in forecasting, economics, competitive analysis, banking, credit risk and 11 more skills. Colleagues describe him as "SHARAD WAS THE YOUNGEST INDUCTEE IN THE BANK'S THINK TANK. HE BROUGHT IN A WAVE OF FRESH IDEAS OF EXECUTING BUSINESS TARGETS, ASSESSING THE PERFORMANCE ETC ETC. SHARAD IS A VERY ASTUTE ECONOMIST AND SERVED AND HEADED THE ECONOMIC POLICY DEPTT OF THE BANK WITH GREAT EFFICIENCY. ALWAYS ABREAST WITH THE LATEST TRENDS AND INFORMATION. SIMPLY PUT, SHARAD IS A GREAT GUY TO HAVE BY YOUR SIDE" and "Sharad has worked in Corporation Bank with me during my stint as Chairman and Managing Director of the Bank. He exceptionally well-managed the Economic Intelligence and Corporate Planning department, a critical function, which works as eyes and ears for the Chairman’s office. Let me say he was phenomenal in executing the task as a planner, as a think tank and as a leader of his team. The way he executed my thinking such as Ranking of the Zones, creating performance Dashboards etc was great and was acknowledged even outside the Bank. As the Senior Economist, his ideas and suggestions in ALCO, Credit Risk and Investment Committee were quite relevant and apt considering the times. It was his insights which made him to be an obvious part of almost all the discussions related to strategic initiatives of the Bank. He has been a hardworking, intelligent and meticulous guy who has immensely contributed to the decision making process. He has been an asset wherever he has worked. I wish him all the best. Ajai Kumar"