Sharon Browne Email & Phone Number

Dublin, County Dublin, Ireland

Manage a portfolio of Insolvency cases. Work closely with third party advisors who work with the bank on the debtors behalf to negotiate settlements in order to return debtors to a solvent position.Manage Appeal cases and try to settle Appeal; case outside of the Court process.Conducting financials assessments to ensure affordability during and post personal insolvency. All cases reported on time against strict timelines imposed by the Insolvency Service of Ireland.

Dublin

Start transferred its servicing business to Mars Capital Finance Ireland DAC (“Mars Capital”)Role profile as above

Headoffice, Dublin 2

The role involves analysing proposals sent in by Independent Personal Insolvency Practitioners (PIPs) for primarily mortgage restructures, adhering to tight regulatory timelines.• Manage a portfolio of Insolvency cases. Work closely with “PIP’s” who work with the bank on the debtors behalf to negotiate settlements in order to return debtors to a solvent position.• Conducting financials assessments to ensure affordability during and post personal insolvency. • All cases reported on time against strict timelines imposed by the Insolvency Service of Ireland.o Manage Appeal cases. Work closely with our panel of Solicitors to ensure all Notice of Objections are completed on time. Reviewing Affidavits from the PIP / Debtors. Ensuring the Bank’s Affidavits are accurate, sworn and filed in a timely manner. • Ensuring all provisions are up to date for all my cases. Specific emphasis on Individually Significant provision cases. Valuations completed in line with valuation policy. • Primary achievements: Staff training and management: Assist in the management of new staff members to the team. When the team was outsourced to Link, I trained in all the staff. • Other projects:-In my team I was responsible for the implementation of the new Information Decision Support Tool to our team. I am the “go to” person in my area for all the EBS and Haven systems. Title: Assistant Manager- Commercial Lending Executive Date: August 2012 to April 2016This role involves negotiating settlements on non-performing loans in order to maximize the return to the bank. Recommending the legal route if necessary. • Early identification of arrears accounts and assist in proactive arrears management of assigned portfolio. • Conducting financials assessments to ensure affordability. • Restructuring loans, commercial, home loans and unsecured debt to an affordable level. • Arrange and attend customer meetings where necessary.

County Dublin, Ireland

Proactively manage the Divisional portfolio with specific emphasis on:• Preparing Credit Applications for new and existing loans• Arrears Management - manage the Divisional Portfolio and Arrears which specific emphasis on:-: Arrears levels, Provisions, Watch List, High Risk report.• Annual Reviews – complete reviews for the Division in accordance with credit guidelines and best practice.

Dublin

Senior Underwriter for car finance for Friends First FinanceMy main function was to underwrite new business applications for Consumer and Commercial customers using commercial judgement, risk policy and dealer grading lists.

Acca Qualified, Accounting, Honours

Qfa Qualified, Banking And Financial Support Services

Business Studies Degree, Business, Management, Marketing, And Related Support Services, Honours