Shaun Brown Email and Phone Number

Speedloan trades as Albemarle & Bond/Herbert Brown Jewellers & Pawnbrokers. It is one of the UK’s largest pawnbrokers in the UK. I initially came on a short term contract to assist CFO on project work as Project & Finance Manager. The project was supporting the renegotiation and transfer of 120 leases from the administrator, though I took over full responsibility for this shortly after. The second was to support the Finance function in installing new reconciliations, controls and robust procedures into a new team that had recently taken over the accounting function. In March 2015 I was offered a permanent split role which included responsibility for the Property Team whist still continuing to support the Finance function. In May of the same year I also took over responsibility for group wide Health & Safety. In April 2016 I took on the additional responsibility for an MI & analyst team.Key deliverables in my two years at Speedloan Finance• Implemented a new PDQ, bullion & Western Union reconciliation process, the later identifying staff fraud within its first month.• Took over the annual stock take process and associated write down and Exco. summary report for the 114 branches covering c. £25m of stock and pledge items.• Cleaned up the pledge database which had £0.75m of archaic pledges which were causing significant accounting and MI issues.• Supported the Finance team post administration in ensuring all balance sheet accounts were fully reconciled with supporting schedules. Post administration following the transfer of the finance function and lack or resources, there were serious financial failings the needed to be addressed.• Took over full responsibility & management of H&S and implemented a number of new initiatives covering ‘Grey fleet’, Signage PPM, & an Asbestos management programme.• Built new branch budget model for all branches. Previously the company had not had budgets at branch level for a number of years.

The Lewis Group is one of the UK’s largest DCA with a turnover of £15m. Currently regulated by the OFT but shortly transferring under the FCA. I initially commenced as an interim project accountant on a six month contract. I was appointed Head of Operational Finance in August 2011 and member of the SMT & H&S Committee. Worked closely with the FD at the time reviewing systems & procedures with a view to ensuring they were efficient, cost effective with strong financial controls. I have two teams reporting into me one operational finance comprising eight staff covering purchases & sales ledger functions, bank reconciliations, payments and payroll. The other is a cash office comprising seven staff dealing with receipt of c.10,000 cheques per month plus the loading of electronic payments. Key projects & deliverables in my two years at TLG• Responsible for payment approval, Expenditure & mandate policy and implemented treasury policy • Overhaul of company key reconciliations and banking requirements• Migrated a significant number of payments to electronic from cheque including the upgrade and transfer of our BACS software (Experian Payment Gateway) from group.• Migration of IVA book to TDX TIX for specialist management• Transfer of company fleet (60 cars) to Lewis Group daily management including implementation of Risk Management system for drivers.• Identification of issues and weaknesses in the ‘fuzzy logic’ load program which was rewritten and strengthened.• Streamlined numerous processes including commission payments, refund payments and implementation of email remittances.•• Transfer of Cash office into Finance control • Key involvement with the project for the implementation of the companies new open payment system to improve the process for taking card payment to ensure compliance with PCI DSS

Cheque Exchange Ltd. operates as a Money Service Business and is regulated by HMR&C. It operates in the subprime financial services sector offering a third party cheque encashment, money transfer and a loan ‘til payday services. Combined turnover was c.£140mIn June 2005, following the retirement of the MD and the departure of the FD. PF placed the running of the company in the hands of a senior management team incorporating a General Manager, Sales Manager, IT & Systems Manager and myself. As a senior member of the management team I had responsibility for finance, operations including a small contact centre and debt recovery functions whilst at the same time, contributing to strategic and tactical planning. Duties included:• Personnel, Recruitment and Health & Safety (including being a representative for CEL on the Health & Safety committee of the parent company).• Ultimate responsibility for Management & Statutory accounts• Legal issues including leases, breaches of contract and Assets Sale and Purchase agreements following the disposal of several owned branches to a London based Plc.• Motor fleet management.• Dealing with High Street Banks on charging tariffs, electronic banking software, implementing new payment systems etc.• Staffing efficiency, appraisals and transaction time analysis including the introduction of an effective performance management programme. • Overseeing, developing and implementation of new products, systems and controls including a prepaid card product, a web application loan ‘til payday product and a bureau de change service.• Money laundering. Following September 11, the whole Financial Services industry changed. The main affect on Cheque Exchange was that from 2002 we became regulated by HMR&C. From this point we intensively developed new procedures and systems to combat AML. • Representing CEL where a debt had been incurred via the small claims track.

as Assistant Management Accountant then promoted to Management Accountant within 12 months.CEL is a wholly owned subsidiary of Provident Financial Plc. and operates as a Money Service Business and regulated by HMR&C. It operates in the subprime financial services sector offering a third party cheque encashment, money transfer and a loan 'til payday services. Combined turnover was c.£140m

Responsible for Finance Team and small contact centre of 40 staff

Responsible for preparing Management & Statutory accounts

My duties• Preparation of monthly management accounts (P&L, balance sheet, cashflow statements etc) • Consolidating the monthly accounts with those of the associated partnership.• Twice yearly budget preparation projecting future five years.• Balancing the companies’ bank accounts with receipts and payments of around £2.5m p/w.• Treasury management.• Overseeing the running of the Sales & Purchase Ledgers in Sage Line 100.• Ensuring daily agent payments were completed.• Computerised wages preparation for the 60 employees.• Statutory financial accounts and tax packsIn March 2000, the company went through a MBO. During this period, I became involved with the due diligence and produced various adhoc financial reports/analysis. In April 2001, the company was sold to a large Multinational FTSE250 Plc. Provident Financial (PF). Duties included:• Personnel, Recruitment and Health & Safety (including being a representative for CEL on the Health & Safety committee of the parent company).• Legal issues including leases, breaches of contract and Assets Sale and Purchase agreements following the disposal of several owned branches to a London based Plc.• Motor fleet management.• Dealing with High Street Banks on charging tariffs, electronic banking software, implementing new payment systems etc.• Staffing efficiency, appraisals and transaction time analysis including the introduction of an effective performance management programme. • Overseeing, developing and implementation of new products, systems and controls including a prepaid card product, a web application loan ‘til payday product and a bureau de change service.• Money laundering. Following September 11, the whole Financial Services industry changed. The main affect on Cheque Exchange was that from 2002 we became regulated by HMR&C. From this point we intensively developed new procedures and systems to combat AML. • Representing CEL where a debt had been incurred via the small claims track.

Duties & responsibilities included:Personnel, Recruitment and Health & Safety (including being a representative for CEL on the Health & Safety committee of the parent company).Legal issues including leases, breaches of contract and Assets Sale and Purchase agreements following the disposal of several owned branches to a London based Plc.Motor fleet management.Dealing with High Street Banks on charging tariffs, electronic banking software, implementing new payment systems etc.Staffing efficiency, appraisals and transaction time analysis including the introduction of an effective performance management programme. Overseeing, developing and implementation of new products, systems and controls including a prepaid card product, a web application loan 'til payday product and a bureau de change service.Money laundering. Following September 11, the whole Financial Services industry changed. The main affect on Cheque Exchange was that from 2002 we became regulated by HMR&C. From this point we intensively developed new procedures and systems to combat AML. Representing CEL where a debt had been incurred via the small claims track.Business Continuity.Contract negotiation with national & international companies including MoneyGram International.

Accountants & Registered Auditors 1 Partner firm, type of clients included small/medium sized companies, partnerships, sole traders and clubs. Planning & performing audits of small & medium sized companies & clubsSole trader & partnership accounts preparation, including writing up books of prime entry, computer transaction posting and bank/cash reconciliationsPreparation of VAT ReturnsPayroll production for clients with up to 50 employees, including dealing with PAYE matters and P35 annual returnsP11d & P9d benefit formsBudget & cashflow productionPreparation of income tax returns & dealing with self-assessment returnsCT200 and corporation tax mattersGeneral bookkeeping