Shruti Pathak Email & Phone Number

Mumbai & Pune, Maharashtra, India

● Leading a 2-member team responsible for sanctioning of retail and corporate loans; working with regional officers and field experts to evaluate asset value, conduct financial analysis and determine loan terms● Steered loan disbursals by initiating and managing partnerships with ~10 commercial vendors including car dealerships & multiple real estate development firms● Grew women-owned business to being 30% of quarterly loan applications through information outreach efforts● Led a 4-member sales team to conduct a door-to-door outreach campaign, disbursing 150+ government aided pandemic support loans to street vendors● Achieved the gold loan portfolio target by streamlining the sanctioning process and aiding in Covid relief

Gurugram & Mumbai, Maharashtra, India

● Account manager of 50 corporate accounts overseeing their transactions, credit allocations, salary disbursements, etc.● Developed a rule-based approach to identify prospective customers for cross selling third party products exceeding branch target by 18% and earned appreciation certificate from MD and CEO of the bank● Shortened salary disbursement process by ~65% by automating data collection and enabling bulk processing; trained both internal and external stakeholders in the usage of the new software and processes● Led an initiative to conduct quarterly in-branch trainings on mutual fund investment options and strategies to promote financial literacy for underprivileged women account holders● Onboarded 15 corporate accounts ( ~10M INR/yr) by establishing personal referral schemes through client advocacy

Gurugram, Haryana, India

● Led a team of 2 for cash management in the branch, using predictive models to maintain liquidity and cash limits● In response to demonetisation, opened 120 accounts (the highest number in the entire region) for women from underrepresented minorities, using grassroots networking for marketing and regular financial literacy trainings● Achieved onboarding of 450 accounts worth 4.5M INR by working with the sales team to identify customer pain points and selling points to help launch CASA (Credit Savings accounts) campaign● Registered 2000+ new beneficiaries in government-assisted insurance, pension and financing schemes for economically disadvantaged individuals by establishing a cold-calling marketing drive to encourage adoption

Patna, Bihar, India

Conducted a water quality study on Ganga River water

Patna, Bihar, India

Quality Assurance for water potability testing

Patna, Bihar, India

study different scanning technologies (MRI, CT, Biopsy etc.)

Master’S Degree, Biotechnology, Distinction (Top 1% Of The Class)

Bachelor Of Applied Science - Basc, Industrial Microbiology, Distinction (Top 1% Of The Class)

Senior School Secondary Examination, Biology