Shubham Agarwal
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Shubham Agarwal Email & Phone Number

AVP, Product @ Axis Bank | Consumer Lending, Fintech at Axis Bank
Location: Gurugram, Haryana, India 11 work roles 1 school
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✓ Verified August 2026 3 data sources Profile completeness 86%

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Role
AVP, Product @ Axis Bank | Consumer Lending, Fintech
Location
Gurugram, Haryana, India
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Who is Shubham Agarwal? Overview

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Shubham Agarwal is listed as AVP, Product @ Axis Bank | Consumer Lending, Fintech at Axis Bank, a with 62502 employees, based in Gurugram, Haryana, India. AeroLeads shows a matched LinkedIn profile for Shubham Agarwal.

Shubham Agarwal previously worked as Associate Vice President, Product Management, Digital Banking at Axis Bank and Associate Director, Product Management at Freecharge. Shubham Agarwal holds B-Tech + M.Tech (Dual Degree) from Indian Institute Of Technology, Kharagpur.

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Axis Bank

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Profile bio

About Shubham Agarwal

With 10+ years of product management experience in internet startups and dynamic enterprises, I am passionate about creating and scaling digital solutions that enhance customer value and satisfaction. I have co-founded and managed a successful travel startup "Zopky", raised capital, drove operational profitability, and successfully sold the business to "Goomo.com"In my current role at Axis Bank, I lead product initiatives for digital lending through partnerships and manage a self-reliant digital lending platform, ensure compliance across platform journeys while driving seamless partner integrations, customizations, and the development of innovative features.

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Shubham Agarwal's current company

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Axis Bank
Axis Bank
AVP, Product @ Axis Bank | Consumer Lending, Fintech
bombay, maharashtra, india
Website
Employees
62502
AeroLeads page
11 roles

Shubham Agarwal work experience

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Associate Vice President, Product Management, Digital Banking

Current

Gurugram, Haryana, India

Nov 2023 - Present

Associate Director, Product Management

Gurugram, Haryana, India

Headed Products for Consumer Lending at Freecharge (FinTech arm of Axis Bank) which has 2.4Mn+ MAUs and 130K+ Merchants.Project Highlights:>> Credit Card: A co-branded credit card with features for digitally savvy customers. Looked after the product P&L, Growth, activations, and usage>> CIBIL D2C: feature on the Freecharge app to fetch consent-based CIBIL reports for free. This provides a detailed analysis of the report and tips on improving the score>> Owned a fully digital platform for buying Mutual Funds (200+ Funds, 15+ AMCs)

Apr 2022 - Nov 2023

Senior Product Manager

Owned Freecharge Neo Bank product suite>> Neo-Bank: A platform for open-API-based digital Savings Account with banking services. Working with a partner bank to provide a completely new digital banking experience on the Freecharge platform>> Financial Goals Manager: a personalized manager for financial goals which helps to track and achieve>> Financial Health Monitor: an indigenously developed financial strength tracker that provides personalized tips to improve Financial Strength

Jun 2020 - Apr 2022

Product Manager

Bangalore

Working with the new Age D2C insurance brand Acko, I owned the products for Motor Claim booking and fulfillment. Working with engineers, designers, CX, field operations, and the claim managers, I build various products for better claim experience and optimised processes to minimise TAT and Cost per Claim.Designed products for ‘On Account Settlement’ (same-day claim settlement) and ‘Acko Advantage’ (3-day repair guarantee) of motor claims that optimise for the customer experience, cost per claim, and the TAT of claim settlement.

Dec 2018 - May 2020

Product Manager

Bengaluru Area, India

Goomo.com is a leading online travel agency in India ($50M funding; 350+ employees). As a Product Manager, I was leading the holiday booking customer experience on the platform working with engineers, designers and the sales teams responsible for user acquisition, holiday booking, modifications/cancellation and refunds. I was also leading the development (agile methodologies) of the internal systems of lead and booking management and how data flowed from various channels (online and offline) to the sales and financial systems.

Jan 2017 - Dec 2018

Co-Founder, Zopky (Acquired By Goomo)

Zopky (Acquired By Goomo.Com)

Mumbai Area, India

I co-founded Zopky.com to bring the best experience in international and domestic travel to people. Zopky is a smart platform to auto suggest and book activities, transfers, hotels based on the customer’s preferences and budget. Integrated with over 25 top rated tour operators (DMCs) and meta search platforms such as Tripadvisor and Rome2Rio, Zopky is providing the best price for the selected itineraries. As a co-founder, I led end-to-end technology and product development. Within 6 months of product launch, we scaled our business to over 11 countries and $2M+ in sales annually. As the product and technology lead, I worked with our team of engineers to build the product - from domain modelling, website architecture and technology stacks to the end user-interface (UI / UX), and an inventory / booking management system for our tour operators to use.

Apr 2015 - Jan 2017

Software Engineer

Mumbai Area, India

Being a part of the early stage B2B startup, worked on the following:• SAAS based products (GrayDrop and GrayFos for last-mile delivery) from ideation to execution• Design and development of various algorithms for route planning, big data analytics, and image processing

Jun 2014 - Mar 2015

Research Intern

Edmonton, Canada Area

Mitacs Globalink research intern, worked on developing Image Processing Algorithms for OCR and pattern match.

May 2013 - Jul 2013

Summer Intern

Worked in industrial process design and optimization of utility consumption and product quality of Nylon-6 manufacturing unit in Gwalior

May 2012 - Jul 2012

Summer Intern

Vadodara Area, India

Worked on optimization of Refractory Dry-out Procedures and Cyclones separators.

May 2011 - Jul 2011
Team & coworkers

Colleagues at Axis Bank

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1 education record

Shubham Agarwal education

FAQ

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What company does Shubham Agarwal work for?

Shubham Agarwal works for Axis Bank.

What is Shubham Agarwal's role at Axis Bank?

Shubham Agarwal is listed as AVP, Product @ Axis Bank | Consumer Lending, Fintech at Axis Bank.

Where is Shubham Agarwal based?

Shubham Agarwal is based in Gurugram, Haryana, India while working with Axis Bank.

What companies has Shubham Agarwal worked for?

Shubham Agarwal has worked for Axis Bank, Freecharge, Acko, Goomo, and Zopky (Acquired By Goomo.Com).

Who are Shubham Agarwal's colleagues at Axis Bank?

Shubham Agarwal's colleagues at Axis Bank include Shampa Ray, Priyanka Adak, Nishitha M S, Pankaj Awasthi, and Santosh Mantri.

How can I contact Shubham Agarwal?

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What schools did Shubham Agarwal attend?

Shubham Agarwal holds B-Tech + M.Tech (Dual Degree) from Indian Institute Of Technology, Kharagpur.

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