Built logistic regression models for risk assessment of delinquent buckets to prioritize collection efforts, leading to 10% efficiency gain 8% higher collection from NPA / Write-off pool by the creation of focus groups of high collectible pool using Logistic ModelDeveloped precise daily NPA/Provision management framework for the entire Retail Bank (3L Crs portfolio) including budgeting, daily forecast-abilityBuilt a cross-selling framework, leveraging customers' Bureau exposure to better manage retail portfolio

Built an ANN model to manage 30-60 DPD Bucket, capturing 80% bad in first three deciles, increasing resolution by 3%Built a framework for pricing of write-off pool to be sold to recovery agency at 0%-5% profit scenarios Revamped the bank's Bureau submission process by doing missing value analysis on required fields, achieving a hit rate of 99.8%Automated the process of collating data for submission, leading to 85% efficiency gain

• Performing Impact Analysis to identify the modules impacted by the Business Needs initiated by the client• Have extensively participated in developing and enhancing components which include stored procedures and Database modifications• Worked with the project Manager to prioritize, communicate and coordinate for successful implementation of the project• Good work ethics with excellent Analytical, Programming, Communication and Interpersonal skills that provide me with the ability to interact with end-users(Business), managers, technical personnel and team members

Worked on risk assessment process required by bank to be able to provide various working capital credit facility to SME sector and also worked on various risk assessment strategies for SME to increase the credit ratings.

Involved in strategizing the Capital model of the company to give steady growth. Reengineering of Business Model to incubate new strategies.

Learned about working of different units of petroleum refinery and visited many units to learn about the various processes used in the industry.