Siddharth Prakash Email and Phone Number

Presently Leading a Team for overall supervision of Assets & Liabilities portfolio of Branch with total business of more than Rs.220.00 crores.

- Managed overall sanction and disbursement process.- Conducted due diligence, evaluated credit rating of corporate borrowers and examined industry trends.- Appraisal, analysis of financial statements of the companies to put up credit proposals. Structure the proposal as per the clients’ requirement.- Credit Rating Assessment.- Analysis of industries to understand the trends, scenarios, risks, opportunities and apprising the same to management. - Defend credit proposal in the committee meetings and getting the committee clearance for the proposal.- Documentation, verification and disbursal of loans to clients. - Exploring avenues for income generation for the bank by way of acquiring new clients and managing existing relationships. - Liasoning with other bankers for sharing of information on clients’ credit performance. - Satisfying the compliance requirements of bank in terms of self audit, filling of documents and maintain MIS. - Enhancing relationship value in terms of earning more income from the client by tailoring various products suited to the client. - Post sanction monitoring of assets through stock statements analysis, market feedback and account transaction tracking.