I have a Bachelor of Technology degree in Electrical, Electronics and Communications Engineering from Chitkara University, where I graduated in 2013. Since December 2018, I have been a co-founder of a bootstrapped business that I started with my dad, without any prior knowledge or background in business. My core competencies include start-up leadership, entrepreneurship, and credit analysis.Before becoming a co-founder, I worked as a credit officer at Bank of Baroda for seven years, where I gained experience in various departments, such as operations, retail advances, mortgage based loans, MSME advances, accounting, agriculture based advances, and bank guarantees. I developed skills in credit risk assessment, loan processing, customer service, and financial reporting. I am passionate about creating value for customers and solving problems with innovative solutions. I believe that I can bring diverse perspectives and experiences to the team, as I have worked in different sectors and domains, and have learned from my dad's entrepreneurial journey. I am also eager to learn new skills and grow professionally and personally.
Consult Banking
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Pro-Bono ConsultantConsult Banking Apr 2024 - PresentChandigarh, IndiaProvide expert guidance on loan requirements and financial consultations. Assisted, successfully, over 20 clients in navigating the loan application process in Quarter 1 of 2024 (up to June)
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Senior Finance ManagerVinod Fruit Agency Aug 2023 - PresentManaging a team of 20 members in developing and managing financial forecasts and identifying and evaluating the risks associated with the project.I, along with my team, provide regular financial reports to the management and seek their instruction for further actions.Conducting thorough due diligence, assessing the credibility and feasibility of both the customer and the project, performing inspections, and coordinating with various departments before making debt… Show more Managing a team of 20 members in developing and managing financial forecasts and identifying and evaluating the risks associated with the project.I, along with my team, provide regular financial reports to the management and seek their instruction for further actions.Conducting thorough due diligence, assessing the credibility and feasibility of both the customer and the project, performing inspections, and coordinating with various departments before making debt investment.Recently helped in expanding the business in Mumbai region. Show less
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Co-FounderSarvsidhi Pooja Bhandar Jan 2021 - PresentIt is B2B and B2C that deals with religious goods and related products within the retail industry.Built the business from the scratch; started various innovative schemes to attract new customers and increase the revenues, resulting in expanding the business by leasing out another outlet.Currently, the largest wholesaler of religious goods items to one belt of Himachal Pradesh.
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Assistant Branch ManagerBank Of Baroda Apr 2022 - Jul 2023IndiaLed a team of 6 members, strategized and marketed the bank products accordingly to achieve the target growth in all core segments.Worked in Retail advances, mortgage based loans, MSME advances, Agriculture based advances, Bank Guarantees, Credit risk assessment, Trade finance, Digital lending initiative, Wealth management, Audit, financial inclusion, Government lending schemes, NPA and one time settlement. -
Senior Credit AssociateBank Of Baroda Sep 2019 - Mar 2022Credit risk assessment, NPA and recovery, Bank Guarantees, digital loans -
AssociateBank Of Baroda Sep 2016 - Aug 2019Worked in various departments. Be it operations, retail advances, mortgage based loans, MSME advances, accountant, Agriculture based advances, Bank Guarantees, etc. -
Government Exam ConsultantSelf-Employed May 2016 - Aug 2016Worked in many educational platforms including Gradeup, which is later acquired by edtech giant Byju's.
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Education VolunteerRashtriya Sewa Bharati Jan 2016 - Mar 2016 -
Faculty & Digital ManagerPure Mathematics Jan 2014 - Mar 2015Led the team of 3 members in starting the digital coaching program in the institute.
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Research TraineeTerminal Ballistics Research Laboratory Jan 2013 - Jun 2013Worked with TBRL, one of the research Lab of Defence Research and development organisation (DRDO), on 2 projects.
Siddharth Pandey Education Details
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Electrical, Electronics And Communications Engineering
Frequently Asked Questions about Siddharth Pandey
What company does Siddharth Pandey work for?
Siddharth Pandey works for Consult Banking
What is Siddharth Pandey's role at the current company?
Siddharth Pandey's current role is Entrepreneur | Government of India | Former Banker | Consultant.
What schools did Siddharth Pandey attend?
Siddharth Pandey attended Chitkara University.
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2gmail.com, ericsson.com
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Siddharth Pandey
Engineering Lead | Expert In Test Automation & Devops | Gen Ai Explorer | Driving Ci/Cd, Cloud Transformation, And Product QualityBengaluru3gmail.com, afourtech.com, yahoo.in -
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Siddharth Pandey
Bengaluru -
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