Finance Trainee
• Recorded company balance sheets into Union Bank’s standardized format for accurate assessment.• Performed key factor ratio analysis for credit evaluation.• Conducted financial analysis of five years, including two audited years, current year and two projected years.• Prepared comprehensive executive reports, including credit assessment, collateral evaluation, viability analysis, legal and compliance, and terms reports to support informed decision-making.• Presented project on “Product Innovation and Strategy for Sustainable Development of MSME Portfolio in Bank”.• Conducted comprehensive research on MSME financial products offered by various financial institutions.• Developed risk management strategies, including financial modelling and ratio analysis using MS Excel.
