Sidharth Ahuja Email and Phone Number

Loan Asset Management- US Real Estate- Managing RE Debt and LIHTC (Low-Income Housing Tax Credit) Investment portfolio which involves tracking performance, working with borrowers, GPs and Syndicators to ensure compliance, processing debt, equity and reserve draws and reporting to senior management with special focus on watch-list assets.- Preparing debt and property performance reports bi-annually, covering underlying real estate valuation, current operational status, go-forward strategy and updated debt metrics.

Loan Asset Management- US Real Estate

• Conducting detailed analysis of loan opportunities (worked on over 100 opportunities with loan amounts ranging from £1m-£50m and aggregating to £300m) to MSMEs across various sectors in different geographies in the UK. • Developing a detailed financial model comprising valuations (relative valuation and valuation using multiples), transaction details, financial statement analysis, projections, and credit metrics. • Drafting concise credit reports (15-20 pages) with key takeaways on opportunity for credit and risk committee to review and comment• Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc. • Key skills acquired: Strong understanding of MS Office tools, time management in a fast-growing company (working on one key project and other ad hoc requests simultaneously), communication within and outside of the organization, problem-solving and catering to a diverse group of clients

Credit Analytics

Project Title: An analysis of the downfall of credit ratings of short-term credit instruments of Religare Broking LimitedProject Brief:• Studying credit rating methodology for broking houses used by ICRA ltd for rating• Examining each factor stated in the methodology with respect to the company• Analysing the reasons for the downfall of the ratings of the short-term credit instruments of the company.Objectives:• Providing the reasons for the downfall along with supporting evidence• Recommending what steps can be taken to improve the ratingsDeliverables/ Recommendations:• Provided a written report citing the reasons for the downgrade i.e. ineffective customer service and poor management quality and recommended for improving the same by providing customer friendly services, reducing brokerage costs, user friendly website and bringing in new face for the company to improve the image of the company to the SVP-Treasury

Research Associate, under my corporate finance professor, on a project investigating the effect of similarities among the company executives and directors on the financial performance of listed firms.