As the Head of Product Development at ColCap, I leverage my 20+ years of experience in the banking and finance sector to create and optimize lending products that meet the diverse needs of residential mortgage borrowers. ColCap is a leading non-bank lender that offers innovative solutions such as Bridging, Essential, Professional, SMFS, Expat, Non-resident, and Islamic Finance - Sharia compliant products.My core competencies include sales and people leadership, strategic partnership management, assurance, governance and oversight, product development, and growth strategies. I have a strong network of relationships with mortgage aggregators and brokers, as well as key stakeholders at the C-suite and GM level. I have successfully led and delivered significant change management and growth initiatives across multiple business units, including retail, commercial, and third party banking. I am passionate about providing value-added services and products to our customers and partners, while ensuring compliance and transparency.