Solicitor specialising in online financial services, e-commerce, personal data, IT, SaaS (and anything else-as-a-service) cryptoassets, smart contracts, AI and related public affairs. Admitted in England & Wales (https://www.keystonelaw.com/lawyers/simon-deane-johns) and Ireland (https://www.crowleymillar.com/). Clients include e-money and payment service providers, P2P lending platforms, consumer credit lenders and brokers, consumer hire firms, retailers, e-marketplaces and data providers. Advised on the launch of many innovative services including Zopa, Prodigy Finance, Abundance, Crowdbnk, LinkedFinance, Proplend, Invest & Fund, Nutmeg, Borro, Yoyo, The Money Platform, Nester, FundingXchange, RoosterMoney, DNIZN and four Amazon services. Co-organised P2P Finance Policy Summit (2012). Advised on launch of P2P Finance Association. Member of the Media/Advisory Board of Society for Computers and Law 2001-21 (Chair from 2012-21). Senior Fellow of the Finance Innovation Lab (2015). Fellow of the Society for Computers and Law (2022). Listed as legal advisor to FinTech firms, Tech City UK 2017. Consults to several other law firms as specialist regulatory/commercial fintech counsel as needed.Previously consulted at Amazon and WorldPay; co-founder and GC of Zopa; Legal & Compliance Director of igroup (GE), director and GC of Earthport plc. Co-ordinated e-com strategy for DLA. Worked for Reuters in London/NY. Speaking: MBL webinars on payment services, P2P lending, cryptoasset regulation, consumer hire; Panellist on “Digital Transactions and Innovations” at SCL Annual Conference 2022; "Brexit – opportunities for the UK payments industry?"; "FinTech: Innovating for the Customer"; "Business Implications of Privacy Law"​; "Social Media in Financial Services"​; "Retail E-payments in the EU"​. Blogs: "The Fine Print"​ and "Pragmatist"​.Practice Notes for Lexis+ Ireland, KeyNotesSpecialties: Legal input to business plans; obtaining regulatory approvals; advice on retail financial services, including payments (e-money, card issuance, card acquiring, money remittance, open banking, payment initiation, account information), P2P lending, consumer credit, supply chain finance, trade finance; public affairs; drafting supplier agreements, online customer service terms, privacy policies, smart contracts, cryptoassets, application of distributed ledger technology and artificial intelligence.Honorary Secretary, Crabtree Boat Club. Member of: The Stewards' Enclosure, Henley Royal Regatta; Leander Club; and Crabtree Boat Club.