Highly analytical, resourceful, customer-focused, and result-driven professional with 9+ years of extensive experience and knowledge of underwriting, mortgage lending policies and regulations, loan processing documentation requirements, and loan closing procedures. Hands-on expertise to analyze risk, and determine policy’s terms and conditions. Seeking a career opportunity as a "Senior Analyst, Underwriting, and Credit Risk " where I can utilize my experience and offer my instructional abilities, combined with my strong interpersonal skills and work ethic. Proficient in analyzing credit and financial data of loan applications. Expert to monitor the pipeline to ensure loans close on time, while simultaneously handling other projects and complex client scenarios. Aptitude to assess the creditworthiness of individuals, companies, and institutions. Able to collaborate with other financial experts to approve or deny loans, and make recommendations about whether to increase, adjust, extend or close lines of credit. Strong work ethic and commitment to compliance with professional codes, regulations, and company policies.