Lea Smith is the director of data science at LexisNexis Risk Solutions specializing in credit risk and marketing solutions in consumer and small business risk decisioning. Smith brings more than 11 years of extensive experience delivering advanced, innovative scoring solutions. She is an advocate for responsible machine learning methodologies and taking a governance-led approach to product development, a philosophy that maximizes customer outcomes while balancing consumer transparency and fairness and regulatory requirements. Smith received a Bachelor of Science degree in mathematics and Bachelor of Arts in economics from Minnesota State University Moorhead and a Masters of Economics from the University of Cincinnati.LexisNexis® Risk Solutions leverages advanced analytics, vast data resources and proprietary linking technology to help organizations transform opportunity and risk assessment. Our solutions help customers across industries solve daily business challenges such as identity verification and authentication, fraud defense, compliance and due diligence while streamlining workflows, increasing productivity and maximizing revenue. Learn more at risk.lexisnexis.com.