Sofia Krivonos Email & Phone Number

Copenhagen, Capital Region Of Denmark, Denmark

New Jersey, Usa

Implementing residential real estate market analysis and determining the value of appraising property.Key Responsibilities- Market value determination. Conducting a comparative analysis of recently sold properties, choosing the best matched Fulfilling comparables in the grid and adjusting superior/inferior factors - Preparing of high-quality reports. Creating a comprehensive report with description of the factors influence on the property's valueKey achievements- Professionally conducted property assessments without having prior experience residing in the assessed region- The company doubled the number of conducted property appraisals.- Reduced the number of clients clarification requests.- Prioritized allocation of orders for the company through improved speed & quality of assessments.- Consistently completed over 500 reports per year for 4+ years.

St Petersburg City, Russia

Key Responsibilities and Tasks- Project management: Established mortgage loan office.- Strategy: Recruited and cultivated a high-performing team.- Management: Managed full cycle mortgage loan office operation, including administrative tasks such as document and information distribution, report collation and communication support.- Adaptation: Synthesizing key insights from SOP documents.- Communication: Developed and maintained relationship with stakeholders groups amongst customers, business partners and colleagues.- Operational: Conducted on everyday bases client credit evaluation, risk analysis.Key Achievements- Established and Managed Mortgage Department:Successfully established and led two mortgage departments, overseeing recruitment, training, and management of teams that consistently achieved sales targets, maintained quality control standards, and conducted effective risk assessments.- Talent Recruitment and Development:Recruited and cultivated a high-performing team, fostering a culture of excellence and leadership potential. Facilitated the transition of five team members into managerial roles within newly established mortgage offices, showcasing talent identification and development skills.- Product Innovation and Market Penetration:Played a pivotal role as a team player in the successful implementation of a new mortgage product, resulting in cost reduction for the bank and expedited risk evaluation (underwriting process). This initiative facilitated rapid decisionmaking in a competitive mortgage market, leading to an increase in the bank's market share.- Collaborative Product Testing and Feedback:Participated in the testing phase of new mortgage products, provided feedback based on real-world observations and customer interactions. Contributed to the refinement of pilot products before official launch, demonstrating strong analytical and problem-solving abilities and effective teamwork across multiple locations and time zones.

St Petersburg City, Russia

Conducted client credit evaluation, risk analysis, underwriting mortgages