Sonia P Email and Phone Number

Managed liaison team for regulatory asset quality exams, third-party loan reviews, internal and external compliance audits. Coordinated communication between executives, subject matter experts, and audit teams, while serving as point of contact regarding the overall exam/audit process, including the drafting and routing of management’s responses.

Managed liaison team for regulatory asset quality exams, third-party loan reviews, internal and external compliance audits. Coordinated communication between executives, subject matter experts, and audit teams, while serving as point of contact regarding the overall exam/audit process, including the drafting and routing of management’s responses.

Managed the Current Expected Credit Losses (CECL) process for bank with over $200B in assets to ensure the most accurate numbers in forecasting potential future credit losses over the entire contractual lifetime of a loan.

Managed the Bank’s model for determining the Allowance for Loan Loss (ALL), pre-CECL accounting standard. Projected Allowance for Loan Loss for the Dodd-Frank Act Stress Test (DFAST) as part of the annual Capital Stress Test.

Compiled monthly survey data from 380,000 business establishments on employment, payroll and hours. to produce monthly employment estimates using both quota and probability sampling designs.