Srijit Jain Email & Phone Number

Gurugram, Haryana, India

- Successfully launched and scaled monthly disbursements of business loans (EMI and EDI) from $0 to $4 million (30 Crore) within just 7 months.- Designed and implemented a real-time offer journey tailored for unorganized retailers, enhancing customer engagement.- Boosted merchant collections to ₹30 lakhs per day by integrating multiple payment systems, including PG, e-NACH (Digio), merchant payouts, and UPI Autopay, ensuring reliable data and funding flow for lender partners.- Managed and optimized the supply side by integrating 3 lender partners, taking the initiative from concept to successful launch.

Bengaluru, Karnataka, India

Fintech - (Credit Risk, Early Warning System, Dealer Finance & LMS)Spearheaded the launch of Credit underwriting APIs and no code rule builder for Risk Platform (SaaS) whichautomated and standardized the underwriting process for three countries Chile, Colombia, and Mexico.○ Increased approval rates from 10-15%, by launching an in-house credit underwriting machine learningmode and improving the precision from 0.71 to .86.○ Reduced manual review process from 40 to under 10%.○ Reduced platform error rate from 6 to under 0.2%● Reduced 90+ DPD from 5.3% to 4.1% in two quarters by researching external data vendors, collaborating withcredit and collections operations teams for risk classification, and launching an Early Warning System thatintegrated data from multiple 3rd party data sources.● Improved the auction to procurement metric from 2.5% to 10% of the Dealer Finance Product in India bylaunching multiple features like Dealer Wallet, Stock Audit, and Payment gateway integrations.

Bengaluru, Karnataka, India

(Risk, Collections, LOS)Increased 20% MOM Revenue of Collection as a service business by adding digital channels to increase user contactability.Increased the addressable user base of “buy now pay later” products by 5% by identifying more data features using NLP algorithms to extract insights from SMS data to de-risk the New to Credit user base.Managed analysis, documentation and execution of business, compliance rules and policies for all lending products Personal Loans, Merchant Loans, Buy Now Pay later, Co-branded credit card which impacts more than 40 million customers.Owned and launched the user journey and integration of data collection API’s (ITR, EPFO, GSTIn) by collaborating, analyzing, selecting vendors to accommodate the same.

Bengaluru Area, India

• Owned development and launch of the identity proofing product - web and mobile based integrated with video functionality.• Regularly interacted with customers (External Banks) to understand their pains and published Product Requirements Document after aligning with several stakeholders.• Designed the UX from a simple idea and planned & prioritized the product features based on engineering resources, time, effort & complexity.• Managed the full product development lifecycle of user authentication (Multi-Factor, Behavioural and Biometric) and fraud detection products.• Conducted product demos and features demos to existing customers, and internal sales and presales teams.

Bengaluru, Karnataka, India

Bengaluru Area, India

Bengaluru Area, India

Bangalore

Developed an automation framework for REST API testing. Automated 50 APIs covering 3000 test cases. Integrated the same to CI pipeline.

Bengaluru Area, India

Bengaluru Area, India

Test automation engineer, developed a framework and automated tests using the same for PWM applications.

Mumbai, Maharashtra

Bachelor Of Technology (B.Tech.), Instrumentation Technology/Technician

Activities and Societies: Basket Ball

Aissce, Science