Stacey Barger

Stacey Barger Email and Phone Number

Asset Quality Specialist at Luther Burbank Savings @ Luther Burbank Savings
santa rosa, california, united states
Stacey Barger's Location
Petaluma, California, United States, United States
Stacey Barger's Contact Details

Stacey Barger personal email

n/a
About Stacey Barger

Underwriter with 20+ years of expertise. Specialized skills in underwriting, financial analysis, fraud detection, quality control and risk assessment. Exceptional client relationship building skills, work effectiveness and attention to detail; resulting in the ability to exceed production standards.STRENGTHS AND SKILLS • Integrity• Loyalty• Detail Oriented• Creative Problem Solver• High Degree of Initiative• Quality Control• GSE Guideline Expertise• Fraud Detection• Client Relationships • Training and Development

Stacey Barger's Current Company Details
Luther Burbank Savings

Luther Burbank Savings

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Asset Quality Specialist at Luther Burbank Savings
santa rosa, california, united states
Employees:
265
Stacey Barger Work Experience Details
  • Luther Burbank Savings
    Credit Analyst Ii
    Luther Burbank Savings Oct 2018 - Present
    Santa Rosa California
  • Land Home Financial Services
    Underwriter
    Land Home Financial Services Jul 2014 - Aug 2018
    Walnut Creek Ca
    Front line underwriting of conventional and jumbo residential loan applications - validating compliance with investor and company policies. Analyze critical financials to determine credit worthiness, including credit reports, W2s tax returns, asset statements, appraisals, title reports and purchase contracts within company stated turn times. Review and sign off on all conditionsEnsure the loan files meet agency guidelines and company guidelines.
  • Pmi Mortgage Insurance Co.
    Release Analyst
    Pmi Mortgage Insurance Co. Apr 2010 - Mar 2014
    Walnut Creek
    Final review underwriting of files and the release of the files under investigation for claims payment.• Decisions on compliance, negligence or fraud issues prior to paying claims • Conducted comprehensive loan reviews where mortgage insurance was rescinded. Ensured that loans were underwritten and closed in compliance with applicable lender, investor, bulk, or PMI guidelines. • Underwrote 2-4 loans a day; including full re-underwrite, analysis of initial decision, review of rescission and rebuttal documentation. Determined if the insurance should be reinstated or rescinded. • Represented department in live committee forums. Provided subject matter expertise, presented facts and analysis, accurately demonstrating and articulating audit findings to facilitate decision making.• Proactive collaboration with internal departments (Credit Risk, Investigations, Appraisal and Legal).• Analyzed trends related to individual performance, fraud and lender specific issues. Developed practical solutions to be used for staff decisions.
  • Pmi Mortgage Insurance Co.
    Compliance Underwriter/ Supervisor
    Pmi Mortgage Insurance Co. Nov 2007 - Apr 2010
    Walnut Creek Ca
    Underwriter reviewing claim files for compliance to guidelines and underwriting standards • Supervisor to 10 compliance underwriters; audited files and responsible for training new underwriters on policies, procedures and daily required duties. Provided positive team leadership.• Conducted comprehensive review of loans. Analyzed loan criteria to ensure loans were underwritten and closed in compliance with applicable lender, investor, bulk, or PMI guidelines.• Determined materiality of findings as defined by the Master Policy.• Prepared clear and concise written findings letter to the Servicer.• Interacted with committee members as needed to resolve open questions. • Authorized to use investigative tools to validate loan information. • Assured the department database and other tracking system were up to date.
  • Greenpoint Mortgage
    Corporate Underwriter
    Greenpoint Mortgage Feb 1992 - Aug 2007
    Underwriter and authorized signer for loan amounts – $2 million dollars.• Analyzed critical financials to determine credit worthiness, including credit reports, W-2’s, tax returns, asset statements, appraisals, title reports and purchase contracts; within a 24-48 hours for customers.• Authorized loan exceptions and evaluated scenarios to establish compensating factors to go outside of the guidelines and answered general underwriting questions.• Analyzed ground leases to ensure compliance with investor and company requirements• Evaluated Revocable Trusts and Powers of Attorney for acceptability and determined critical conditions for legal compliance and execution of documents • Facilitated on-site and remote staff training on policies/procedures, and operating systems to certify compliant procedural implementation• Audited application data in the automated underwriting systems for completeness and accuracy• Authorized to represent the MCC program in CA for 1st time home buyers; ensuring consistency with broker documentation, fees and requirements
  • Greenpoint Mortgage
    Staff/Senior Underwriter
    Greenpoint Mortgage 1992 - 2007
    Novato Ca
    Resolution of complex residential loan applications - validating compliance with investor and company policies.• Analyzed the credit worthiness of the loan applications - completing 5-10 loans daily. Authorized to approve incoming conditions and exceptions up to $250K as a staff underwriter and $500K as a senior underwriter. • Built client relationships with timely and courteous communication regarding loan status and requesting outstanding conditions• Developed training strategy for the Conditions Specialist • Answered general underwriting questions for brokers and company staff

Stacey Barger Skills

Credit Mortgage Lending Loans Financial Risk Underwriting Mortgage Banking Analysis Credit Risk Banking Residential Mortgages Financial Analysis Fraud Insurance Loan Origination Mortgage Mortgage Servicing Management Software Documentation

Stacey Barger Education Details

Frequently Asked Questions about Stacey Barger

What company does Stacey Barger work for?

Stacey Barger works for Luther Burbank Savings

What is Stacey Barger's role at the current company?

Stacey Barger's current role is Asset Quality Specialist at Luther Burbank Savings.

What is Stacey Barger's email address?

Stacey Barger's email address is st****@****bal.net

What schools did Stacey Barger attend?

Stacey Barger attended Sonoma State University.

What are some of Stacey Barger's interests?

Stacey Barger has interest in Photography And Scrapbooking.

What skills is Stacey Barger known for?

Stacey Barger has skills like Credit, Mortgage Lending, Loans, Financial Risk, Underwriting, Mortgage Banking, Analysis, Credit Risk, Banking, Residential Mortgages, Financial Analysis, Fraud.

Who are Stacey Barger's colleagues?

Stacey Barger's colleagues are Monica Barajas, Alexander Johnson, Michael Flores, Gregg Slade, Nate Lee, Fabiola Tohmassi, Danielle Norlund.

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