Stephanie Wright Email & Phone Number

Choctaw, Ok, Us

Oklahoma City Metropolitan Area

Works with lenders to transfer and service residential mortgage loansCoordinates delivery, sets up and researches of servicing transfers and acquisitions of loan portfoliosAnalyzes practices and procedures of servicers to ensure a smooth transfer processReconciles funding schedule to servicing transfer reports from sellers and/or investorsGather all documents needed for funding and verify all information matches Primary point of contact for business units, servicers and vendorsResearches and resolve variances in loan documentation prior to and after loan boardingProduces moderately complex internal communications to each business unit to inform of current servicing transfersWorks directly with target audiences and subject matter experts to determine needs, establish tasks and milestones and acquire relevant information to produce and deliver communication, policies and proceduresEnsures regulatory guidelines are metLeads meetings between servicers to continue resolutions of outstanding deliverables and loan level questions. Updates database for conversion testing.Worked with team members to create procedures.Train new employees.Essential in creating website for tracking issues. Performs other duties as assigned by management.

Oklahoma City, Oklahoma, United States

Reviewed demands submitted by HUDReviewed Reconveyances from HUD and submitted appealsReviewing Origination Appraisals Submitting OA for HUD approval

Oklahoma City, Oklahoma

Responsible for managing a portfolio of current to severely delinquent accounts where a borrower has requested loss mitigation assistance. Analyzed credit bureau reports, tax returns, financial statements, pay stubs, bank statements, and other supporting documentation to verify borrower(s) financial situation and determines the best foreclosure alternative. Identified the best foreclosure alternative solution by following FHA, VA, USDA, FNMA, FHLMC waterfall guidelines and arranging Repayments plans, Loan Modifications, Pre-Foreclosure Sales, and Mortgage Release. Demonstrates full understanding of all FHA, VA, USDA, FNMA, FHLMC loss mitigation retention and disposition guidelines in order to effectively mitigate loss for investor and company. Demonstrated a strong understanding of all FHA, VA, USDA, FNMA, FHLMC income & expense calculation guidelines and requirements. Filed Loss mitigation claims with HUD.

Oklahoma City, Oklahoma Area

Responsible for the end-to-end process of foreclosure referral packaging which includes, but is not limited to, the creation of notices of default, managing timelines, managing vendors and the creation of referral packages.Handled escalated issues with support from senior management.Reviewed title processes and collateral documents, and reviews collateral audit exceptions.Handled pre-foreclosure portion of timelines taking into consideration FHA first legal due dates and overall foreclosure timelines for all loan types.Prepares and or manages the production of Notices of Default (NOD, NOI, Breach Letters).Reviewed and certifies documents required for foreclosure referrals; prepares packages for foreclosure referrals.Tracked data and produces reports; communicates and provides reports to management regarding package exceptions.Reviewed creates and/or maintains reports utilizing excel functionality such as v-lookups.Performs other duties and projects as assigned.

Oklahoma City, Oklahoma

Process Hazard insurance paymentsProcess Tax payments Review Escalated issues

Oklahoma City, Oklahoma Area

Maintained and delivered a high level of productivity, efficiency and accuracyHandled all Cashiering incoming mailProcessed borrowers' monthly mortgage payments, including checks, wires, and money orders according to established department proceduresCommunicated with the various business units/departments for proper posting of borrowers' mortgage payments/transactionsPrepared daily deposit forms and/depositsReconciled debits and creditsResearched exception or rejected paymentsMaintained excellent levels of performance on service level agreements while ensuring compliance with state/federal regulations, departments requirements, and operational proceduresPerformed other duties as assigned by management

Oklahoma, United States

Open/Closing Member AccountsHelped Member with Balancing AccountsOpen/Closed Branch officeReviewed NSF report

Accounting

Activities and Societies: Valedictorian

High School Diploma, Accounting

Activities and Societies: Deca,FCLA