Stephen Carmichael Email & Phone Number

As an Associate Partner Practice of St. James's Place Wealth Management, I provide personal financial solutions to a range of individuals. I have a great understanding of the financial complexities my clients face such as• Individuals can be too busy to allocate precious time to focus on their finances• They often don’t understand the options available when planning for retirement or what their current plans will provide.• Many clients do not have a medium to long term ”financial plan” to achieve their objectives.• Some clients have a great deal of risk and/or a lack of diversity in their personal finances or portfolios. I provide advice in areas including investment, tax and pension planning, residential and buy to let mortgages, inheritance tax/estate planning and protection. As an Associate Partner Practice of St. James’s Place Wealth Management, I have access to a huge network of experience in all areas of Financial planning. If circumstances require additional expertise, I can consult with and introduce a specialist colleague to assist.If you would like an informal chat or to find out more, please feel free to connect with me on Linkedin or send me an email at stephen.carmichael@sjpp.co.ukYour home or other property may be repossessed if you do not keep up repayments on your mortgage.Some buy to let mortgages are not regulated by the Financial Conduct Authority.The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The “St James’s Place Partnership” and the titles "Partner Practice" and “Partner” are marketing term used to describe St. James's Place representatives.SJP Approved 14/03/2024

Listed skills include Management, Customer Service, Banking, Financial Services, and 6 others.

• 

  Daniel Stewarts And Melville College