Early Retirement
Current
At Home
Jul 2020 - Present
AeroLeads people directory · profile
Stephen Carmichael Email & Phone Number
Early Retirement at At home
at
At home
1 work email found
@santander.co.uk
LinkedIn matched
✓ Verified Jun 2026
4 data sources
Profile completeness 100%
Current company
At home
Role
Early Retirement at At home
Location
Newcastle Upon Tyne, England, United Kingdom
Who is Stephen Carmichael? Overview
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Quick answer
Stephen Carmichael is listed as Early Retirement at At home at At home, based in Newcastle Upon Tyne, England, United Kingdom. AeroLeads shows a work email signal at santander.co.uk and a matched LinkedIn profile for Stephen Carmichael.
Stephen Carmichael previously worked as Early Retirement at At Home and Senior Relationship Director at Santander Uk. Stephen Carmichael holds Chartered Banker-Mcibs, Banking from The Chartered Banker Institute.
Company email context
Email format at At home
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{first}.{last}@santander.co.uk
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AeroLeads found 1 current-domain work email signal for Stephen Carmichael. Compare company email patterns before reaching out.
Profile bio
About Stephen Carmichael
I have recently decided to take early retirement.I am a professionally qualified Banker with over 35 years experience, 25 of which have been in a Corporate Banking arena dealing with companies with T/O between £15m and FTSE companies. I have worked as part of a relationship management team and specialist origination roles with a reputation for dealing with more complex lending cases.I continue to live in the North East of England where I maintain excellent professional relationships.Specialties: complex lending cases, relationship management.
Listed skills include Commercial Banking, Corporate Finance, Banking, Relationship Management, and 11 others.
Current workplace
Stephen Carmichael's current company
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At Home
4 roles
Stephen Carmichael work experience
A career timeline built from the work history available for this profile.
Senior Relationship Director
I am a member of a relationship banking team focusing on trading businesses with a T/O >£25m and additional complex lending solutions where the borrowing need is >£2.5m.
Dec 2011 - Jun 2020
Director, Corporate Finance
Non sponsored transactional role working to provide trading businesses structured debt facilities to facilitate MBO's, acquisitions or shareholder recapitalisations.
Mar 2008 - Aug 2011
Relationship Director, Corporate Banking
My role involved originating new lending and deposit opportunities for SME/Corporate customers. My focus was typically in larger lending opportunities where company T/O was >£25m. Role also focused on non sponsored structured finance opportunities.
Sep 1998 - Feb 2008
1 education record
Stephen Carmichael education
FAQ
Frequently asked questions about Stephen Carmichael
Quick answers generated from the profile data available on this page.
What company does Stephen Carmichael work for?
Stephen Carmichael works for At home.
What is Stephen Carmichael's role at At home?
Stephen Carmichael is listed as Early Retirement at At home at At home.
What is Stephen Carmichael's email address?
AeroLeads has found 1 work email signal at @santander.co.uk for Stephen Carmichael at At home.
Where is Stephen Carmichael based?
Stephen Carmichael is based in Newcastle Upon Tyne, England, United Kingdom while working with At home.
What companies has Stephen Carmichael worked for?
Stephen Carmichael has worked for At Home, Santander Uk, Lloyds Banking Group, and Bank Of Scotland.
How can I contact Stephen Carmichael?
You can use AeroLeads to view verified contact signals for Stephen Carmichael at At home, including work email, phone, and LinkedIn data when available.
What schools did Stephen Carmichael attend?
Stephen Carmichael holds Chartered Banker-Mcibs, Banking from The Chartered Banker Institute.
What skills is Stephen Carmichael known for?
Stephen Carmichael is listed with skills including Commercial Banking, Corporate Finance, Banking, Relationship Management, Funding, Loans, Structured Finance, and Credit Risk.
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