Stephen Carpenter Email & Phone Number

Marlborough, England, United Kingdom

Marlborough, Wiltshire

My team and I research, design and create wealth management solutions that are needed by the high net worth private clients of lawyers and accountants.In addition my team also provide wealth management solutions for the lawyers and accountants themselves.Fellow of the PFS and full member of SOLLA.

Bath, United Kingdom

Chartered Financial Planner, working with clients to help them identify the things that are important to them and then to set a action plan to help increase the probability of their aims being realised.

Chiltern Street

Helping the London Financial Planning Team prepare for a post RDR service and client proposistion

Docklands, United Kingdom

The role of Head of Financial Planning includes the strategic development of MPFP's business model to ensure all business streams meet RDR requirements.Design and Implementation of the Client Proposition, including client investment monitoring from risk and objective perspectives.Design and implementation of investment strategy for the group to ensure TCF requirements are fully met and service promises delivered consistently and to the highest possible standard.

Bath

Target Financial Management (TFM) work with owner-managed businesses and private individuals. TFM’s strategic approach to financial planning means we always take a step back to consider what the client is trying to achieve. Combining wealth management with innovative tax planning is another way in which we can help client’s reach their end goals by protecting assets over the longer term.The role of Head of Investment includes management of the Bath office financial planning consultants to achieve challenging business targets, including training and development to improve performance.Strategic development of TFM's business model to ensure all business streams meet RDR requirements.Design of consultant and staff bonus schemes to recognise and reward outstanding performance.Design and Implementation of the Client Proposition, including client investment monitoring from risk and objective perspectives.Design and implementation of investment strategy for the group to ensure TCF requirements are fully met and service promises delivered consistently and to the highest possible standard.

London

Duncan Lawrie are a private bank offering a refreshingly traditional level of service to individuals, companies, charities and trusts. Each of Duncan Lawrie’s clients has a dedicated, accessible relationship manager who is responsible for the integrated organisation of their finances by calling on our experts in private banking, investment management, financial planning, offshore services and trust and estate planning.As Head of Financial Planning, I was responsible for the management and strategy of the IFA division of the bank which included development and implementation of a new business model with consistent delivery against a five year business plan. Recruitment and development of a new financial planning team, along with management of the team’s back office support services; plus development of a scheme to switch from commission to fee-based offerings which resulted in an increase in fees of 63% and a growth in renewal income of 385%. I also had responsibility for the design of remuneration structures and the due diligence assessment for discretionary management propositions and platform providers.

As Head of Corporate Sales, I was responsible for co-ordinating and delivering a national sales proposition and new business acquisition. Alongside this, I also designed the team remuneration structure and methodology; developed a telemarketing capability to generate new opportunites; designed and implemented price models for employee benefit arrangements. Winner of the 2001 SOFA “Financial Adviser of the Year - Business Planning for Retirement” award.

Working within the Small Business and Corporate sections of Barclays Bank, I supplied financial advice to business owners and personal clients.

Solla Accredited Care Fees Specialist, Solla Accredited Care Fees Specialist

Fellow, Financial Planning

Chemical Engineering

Chemical Engineering

Maths, Physics, Chemistry

Activities and Societies: Rugby

General Education

Activities and Societies: Athletics