Stephen Ford is a Director of Capital Management | Reinsurance | Debt Management | Internal Capital Models | Senior Leader at Direct Line Group. He possess expertise in actuarial science, reinsurance, solvency ii, capital, financial risk and 27 more skills. Colleagues describe him as ""Never take anything on face value" is the habit that Stephen inculcated in his team which always led to deeper and meaningful conversation. I've had the privilege of directly reporting to Stephen for over three years at Direct Line Group. I was always impressed by Stephen's ability to look at any problem from many different lenses until every aspect was crystal clear. As a team member or mentor or leader, Stephen earns my highest recommendation." and "Steve manages to balance an extraordinary grasp of his subject matter (all things capital modelling) with a patience and pragmatism that makes his thinking accessible to lesser mortals (Boards; senior management). The sense of humour and interpersonal skills help too of course!"