Stephen Harris Email & Phone Number

Scottsdale, Az, Us

Scottsdale, Az

Scottsdale

Buyer's Agent, Seller's agent, Short Sale Negotiator, Loan officer. Helps Clients to Refinance, List, Purchase and/or Sell thier homes as well as Negotiate the terms and conditions of a short sale to avoid any personal or financial liability.

California And Florida

Phoenix, Arizona Area

Bankruptcy Law Experience Collected specific financial information and presented information to the Supervising Attorney. Vast knowledge of both Chapter 7 and Chapter 13 plans. Reviewed retainer agreements and also worked cases by phone for those individuals who could not come into the office. Presented new cases to attorney for acceptance and handled financial arrangements and payment plans.Loan Modification ExperienceI would complete a loan modification questioner and carefully discuss clients goals and hardship with the Supervising Attorney. Duties included detailed information on debt to income percentages and clients financial hardships to determine if the firm would represent the client. Arranged payment plan options, completed retainer agreements and gathered all of the clients supporting documents such as bank statements, mortgage statements and income documentation.Banking Industry

Self directed in this position solely responsible for consulting with potential Borrowers and discern which mortgage products best fits individual needs. Handle all aspects of prequalifying borrower by analyzing income, assets, and liabilities to verify qualification within investors' guidelines.

Personal Banker Collaborate with clients to assess individual financial situations and develop strategic financial planning solutions as well as perform Teller operations handling high volumes of cash, end of day balancing and filing CTR and MIS forms for certain transactions.

Handled all aspects of operations for restaurant, financials and staff. Also recruited, trained, evaluated, rewarded, disciplined and dismissed staff. Developed, implemented and applied training and development and performance evaluation systems. Managed payroll, Accounts payable and receivables and cash account s. Supervised staff of twenty.