Stephen Leon Email & Phone Number

United States

Corporate & Commercial Banking. Approve, coordinate, and oversee credit and related risk management activities for all direct credit and operating credit originated by multiple specialty businesses. Closely partner with LOBs to support business objectives and financial performance goals. Provide financial solutions to diverse set of customers, including large corporate, investment grade, non-investment grade, and non-rated, public and private companies.

Carlsbad, California, United States

Corporate & Commercial Banking. Manage and develop RMs & PMs within industry specialty groups. Transaction activity ranged from leveraged, large cap and complex capital structures, to club syndication, and sole bank lending. Significant leadership responsibilities and managed direct staff of over 30 team members. Predecessor company, American Commercial Capital was fully acquired by Wells Fargo (previously held minority interest) in 2001. ACC partnerships included Morgan Stanley and Wells Fargo.

San Diego, California, United States

Commercial specialty finance company partnered with Deutsche Bank and Nomura Securities. Team of entrepreneurial industry veterans assembled to build out lending platform. Performed significant role in developing lending program, systems, policy/procedures. Managed team members related to credit/portfolio functions, and warehouse funding line. Company was sold to Heller Financial and business relocated to Chicago. Individually retained by Nomura to wind down operations and settle company affairs, including unqualified audit.

Boise, Idaho, United States

Commercial specialty finance company offering cash flow and real estate secured lending solutions to franchisee and chain owners of restaurant, c-store/gas, limited service hotel, auto service, and other retail segments. CLC was partnered with ContiFinancial and Prudential, and originally securitized loans in the ABS market. Company was acquired by AMRESCO in 1997. Origination strategy included balance sheet, securitization market execution (expanded into CMBS). Managed team members in credit/portfolio activities, and securitization reporting, investor relations, and rating agencies.

Boise, Idaho, United States

Joined team as part of corporate strategy to consolidate hundreds of local credit centers into nine regional offices. Boise office experienced growth from less than 100 team members to over 1,000. Responsibilities included forecasting and protecting over $3Bn of receivables in held portfolio and ABS market related to secured credit exposure and non-secured credit cards, while building teams and providing leadership to asset managers.