Stephen Robert Email & Phone Number

Mississauga, Ontario, Canada

Mississauga

 Investigate a high volume of cases across different customer segments, portfolios and AML risk typologies. Exposed to all streams of the GFIU: Production Order, GRID alert, Western Union, Unusual Transactions Report (UTRs), Corporate Security, Negative News, Law Enforcement, New York Agency (NYA), Real Estate Secure Lending (Mortgage), ORACLE and Fortent. Responsible for high risk clients. Applied advanced research skills to investigate potential unusual transactions. Applied expert… Show more  Investigate a high volume of cases across different customer segments, portfolios and AML risk typologies. Exposed to all streams of the GFIU: Production Order, GRID alert, Western Union, Unusual Transactions Report (UTRs), Corporate Security, Negative News, Law Enforcement, New York Agency (NYA), Real Estate Secure Lending (Mortgage), ORACLE and Fortent. Responsible for high risk clients. Applied advanced research skills to investigate potential unusual transactions. Applied expert knowledge of bank policies and standard business practices to investigate and assess potential AML and operational risk exposures. Prepared and submitted Suspicious Transaction Report (STRs) to FINTRAC. Ensured that they are complete and accurate and submitted with procedural and regulatory deadline. Execute a sound decision when recommending to de-market a client with strong supporting arguments. Submitted a form based on criteria including negative news and overall client’s banking activity. Mentored new investigators and external contractors by conducting a second-tier review of their cases ensuring proper decision was made in the case with evidence supported through saved documents. Provided coaching/feedback and recommendations as appropriate to ensure that procedural standards and bank regulatory standards were maintained as well as quality and productivity. Presented to the team(s) various subject matters of money laundering/terrorist financing and FIU work streams providing guidance and directions to teams as they pertain to investigative work. Participated in numerous projects within the FIU: being an ambassador for the Transaction Analysis Kit (T.A.K.), Process Design Pilot (ORACLE), Real Estate Service Lending (RESL) – Mortgage, Smart Automation, Production Order BOT, Quality Control for our vendors (Promontory and Navigant) and projects relating to ongoing backlog. Show less

Toronto, Canada Area

 Responsible for analysing unusual transaction reports from the business line unit, automated alerts and referrals by New York Agency, Law Enforcement, Corporate Security using multiple systems including FCRM, Fortent, Lotus and Intralink. Conduct searches on Scotiabank client’s using Negative News Stream, Lotus UTR archives, Fortent and World Check to measure the potential risk the customer might be to Scotiabank. Using FCRM and Fortent to analyse the unusual transaction report, and… Show more  Responsible for analysing unusual transaction reports from the business line unit, automated alerts and referrals by New York Agency, Law Enforcement, Corporate Security using multiple systems including FCRM, Fortent, Lotus and Intralink. Conduct searches on Scotiabank client’s using Negative News Stream, Lotus UTR archives, Fortent and World Check to measure the potential risk the customer might be to Scotiabank. Using FCRM and Fortent to analyse the unusual transaction report, and unusual spike in activity to assess the potential risk the customer would be potentially causing to the bank. Using Intralinks to pull up customer’s profile, bank statements, cheques, wire history and sales builder notes that will help analyze the customer banking history. Analysing the customer banking activity to decide whether the customer banking activity is a potential risk to the bank which would warrant a suspicious transaction report to FINTRAC followed by an enhanced due diligence to the branch and other business line units Understanding different high-risk banking activity that would fall under one or all the three stages of money laundering. Ensuring the customer banking activities are in line with the bank policies. Assisting law enforcement, corporate security and New York Agency in elevated risk money laundering/crime cases. Show less

North York, Ontario

-Responsible for monitoring customers accounts on debit and credit for fraudulent activity through the use of various systems and tools such as Certapay Email Money Transfer, Western Union, Visa Risk Manager, GNS AMEX.-Using PRM and AS400 systems as well as their backup to take action on accounts that show potential or live fraud-High knowledge of TCS: Session 3 to access customer’s profile and account statements, both credit and debit.-Communicate over the phone with customers and… Show more -Responsible for monitoring customers accounts on debit and credit for fraudulent activity through the use of various systems and tools such as Certapay Email Money Transfer, Western Union, Visa Risk Manager, GNS AMEX.-Using PRM and AS400 systems as well as their backup to take action on accounts that show potential or live fraud-High knowledge of TCS: Session 3 to access customer’s profile and account statements, both credit and debit.-Communicate over the phone with customers and Scotiabank department to complete fraud report by compiling all necessary information and ensuring complete accuracy.-Understanding new fraud trends and detecting unusual activity.-Escalate potential emerging fraud trends to management to allow for new security measures to be put to place-Utilizing communication and technology to communicate professionally to managements other financial institutions to quickly and efficiently escalate new fraud trends, system issue and prevent fraud losses. Show less