We aim to make the complex world of financial planning, taxes, and insurance accessible and SIMPLE.My practice is built on a foundation of providing objective, honest, and precise strategies. The work I accomplish with my clients is based solely on providing tools to help them attain their financial goals and aspirations, while providing the highest level of personal service and ongoing education.“The views expressed within this site are the views of the poster alone and do not necessarily reflect the views of Penn Mutual or HTK unless otherwise stated. Information provided is for educational purposes only and shouldn’t be viewed as a recommendation to buy or sell any particular financial product or service. Depending on your individual situation, discussions presented may not be appropriate. Investing involves risk, including loss of value. Insurance and other financial products and services may be subject to certain terms, conditions and costs not identified within the enclosed material. Any strategies represented are not guarantees of future performance or success, and may not be appropriate for your situation. Trade execution orders will not be accepted. Also, do not post any information you do not wish to be shared with others. If you have a matter requiring immediate attention, contact me at Sabo@SimpleSocietyNYC.com. Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member FINRA (www.finra.org)/SIPC (www.sipc.org). 2 Park Avenue Suite 300 New York, NY. 848-250-7064. Simple Society and other listed entities are independent of HTK unless otherwise noted. HTK is a wholly owned subsidiary of Penn Mutual. HTK does not offer tax or legal advice. Our representatives are insurance and securities licensed in the following states: NY, NJ, PA, CA. This is not an offer or solicitation in any state”

Our team of financial professionals has more than 100 years of combined client-focused planning experience. Since its inception in 1981, KAP Planning has utilized a comprehensive planning process to help clients and their advisors make informed decisions.Our team's combined experience, credentials and knowledge of a wide-range of products and services allow our firm to provide quality, cost-effective financial strategies that are designed to help our clients realize their financial goals.At KAP Planning, our mission is simple: to provide innovative and practical financial solutions for our valued clients. Our firm's reputation for professional excellence and reliability gives our clients a high-level of confidence in services and products we recommend and help implement.We look forward to helping our clients take control of their financial future.