Stephen Ware Email & Phone Number

Brisbane, Australia

Brisbane, Australia

Emerald

• Responsible for 8 Direct reports. Managing performance of the individual team members, and the team as a whole to ensure individual and branch KPIs were met.
• Prepare, manage and oversee the branch business plan, and manage costs to ensure Branch operates within the Regional budget.
• Financial analysis, including balance sheet, profit and loss statement analysis, and cash flow interpretation.
• Identify client needs and where required partner with other internal stakeholders.
• Promote the Bank in association with sponsored events, with the delivery of presentations to groups and direct engagement with these networks.
• Lead collaboration with stakeholders.

Brisbane

• Built a strong referral network with numerous stakeholders across central and west Queensland.
• Assess credit worthiness of applications, taking in regard past and current climate challenges i.e. droughts and floods and accepting cash flow challenges due to these factors.
• Manage client relationships and undertake annual reviews. Along with liaising with the bank’s credit and executives on specific applications.
• Promote the Bank in association with sponsored events and Agriculture events.

Brisbane, Australia

• Devise strategies for recovery actions, be it a workout, mortgagee in possession sale or the appointment of a Receiver and Manager.
• Calculate specific provisions and write offs.
• Maintain compliance with policy and procedures and statutory and legal requirements in all recovery matters.
• Maintain communications with the various banking divisions as well as external providers – Insolvency Accountants, Solicitors, Marketing Agents and Valuers.
• Have been able to resolve difficult situations and recovery problems with a high level of mediation and negotiation.
• Gained experience in complex commercial/agribusiness/property issues.

Brisbane, Australia

• The management of a Livestock Finance portfolio consisting of clients with borrowings ranging from $2 million to $20 million. These clients consisted of Graziers, Feedlot owners and Abattoirs operators.
• Responsible for implementing new reporting systems/measures to aid Suncorp’s security position.
• Met the policies at all times including audit, compliance and credit including excess, reviews and client conditions.

Brisbane, Australia

• This position was the assistant to the District Agribusiness Manager.
• The role required financial analysis, credit paper preparation, undertaking of annual reviews, client interviews and general portfolio management duties
• This was a diversified portfolio with exposure to Beef Cattle, Dairy, and Poultry, Broad acre farming, Post farm gate production, and Commercial and Property investment.