Stephen Gross Email & Phone Number

Centerport, Ny, Us

Manage Citi's $3+ billion Credit Card expense budget. Responsible for expense forecasting, reporting and analysis for Citi's Credit Card business. Interface with all area’s including Senior Management, Product Portfolio Management, Risk, Corporate Finance and Operations. Coordination and consolidation reporting roll includes oversight of Re-engineering and Investment initiatives. Manage staff of 5.

CFO partnering with Cards Cross Sell Products Business Head to maximize profitability of all non-credit products sold to Citi's Credit Cards customer base. Interfaced with Product Management, Operations, Legal, and Cards Senior Management to optimize marketing investment budget and develop new product opportunities. Managed Staff of 10.

Evaluate, develop and implement initiatives with significant business impact. These initiatives included launching two new businesses, closing three product lines, and many cost reduction projects effecting all divisions (Marketing, Credit, IT, Warehouse & Distribution, Customer Service, Promotions and Creative).

Managed Business Planning & Analysis department responsible for P&L performance, budgeting forecasting & reporting, marketing analysis, acquisition due diligence.

Designed and installed the financial control and business analysis structures for this new division of Citigroup’s Global Commercial Bank.

Financial principal for Citicorp’s broker dealer with 400 registered reps. Managed the planning process during Citibank’s transition to an integrated banking and investments relationship management firm. Installed a Sales Rep evaluation process to promote and retain high performing individuals and move low potential individuals out. Identified and carried out both strategic and tactical cost management initiatives.

Mba, Finance

Ba, Economics