Stephen Harding Email & Phone Number

Springboro, OH, US

Springboro, Ohio

Greater Grand Rapids, Michigan Area

Drive national sales growth across the U.S., consistently exceeding revenue targets and expanding market share.Foster vendor relationships to secure innovative partnerships, enhancing product offerings and competitiveness.Attend 15+ payment industry conferences annually to generate new leads, build strategic relationships, and stay ahead of industry.

San Francisco Bay Area

Built and nurtured client relationships, resulting in a 50% increase in ChargeSmart Direct product sales within the first six months.Negotiated contracts and established pricing matrices to align with client goals and business objectives, ensuring mutually beneficial agreements.Expanded the national sales footprint and implemented e-commerce solutions for.

Springboro, Ohio

Managed retail branch operations for 23 locations, overseeing approximately 150 employees and coordinating all special projects.Served as the primary point of contact for day-to-day retail operations, ensuring seamless execution and issue resolution.Led the successful implementation of a new frontline cash management system, increasing employee efficiency.

Springboro, Ohio

Key member of the leadership team over a 14-year tenure, achieving an average annual growth rate of 8.5% across all categories and positioning the bank in the top 80% of its peer group, as defined by the Federal Reserve.Led the bank’s technology infrastructure, ensuring robust security, regulatory compliance, and operational efficiency.Served as Bank.

Springboro, Ohio

Pioneered the launch of CNB’s first online banking and bill payment platform, driving over 50% growth in online services. Coordinated the migration of CNB’s core processing systems to a new vendor, enhancing operational efficiency. Implemented the bank's first network infrastructure, integrating phones (VoIP) and computer systems across all branches..

Springboro, Ohio

Developed CNB’s first website, expanding digital reach and customer engagement.Grew the branch’s deposit portfolio by $10 million and loan portfolio by $8 million within three years. Managed consumer and commercial lending operations, increasing local market share.Recruited and trained retail staff, ensuring alignment with CNB’s sales culture.Oversaw.

Trained in all aspects of Mortgage Loan Originating. Trained in Financial Planning andtelemarketing. Successfully led the demographic research that applied to the company's 1stTelevision Advertising Marketing Campaign.

Successfully managed a team of 20+ employees. Negotiated sales for on-air advertising. Experienced in station production with a strong command of outside promotions, marketing, and advertising. Created and presented budget reports to University Board of Directors.

Graduate Degree Of Banking, Financial

Bachelor Of Arts, Mass Communication

Activities and Societies: WWSU 106.9 Radio Station, Student Activities,Raider Newspaper

High School Diploma, College Prep