Stephon Smith Email & Phone Number

Katy, TX, US

Houston, Texas, United States

• Generate, advise and fund pending and potential consumer/commercial loan applications 11 million annual funding.
• Assess loan applications, and evaluate financial statements, credit histories, and supporting documentation such as property deeds and affidavits.
• Collaborate with clients to understand their financial needs and provide customized loan solutions.
• Implement rigorous underwriting standards on consumer credit applications to mitigate risks and maintain a high-quality loan portfolio.
• Lead a team of loan officers, and provide guidance and support in achieving departmental goals.
• Implement changes in policies and procedures to align with evolving regulatory landscapes and provide interdepartmental training.

Houston, Texas, United States

• Successfully sold retail checking, business, and depository accounts to new and existing customers.
• Provided frontline teller support, ensuring efficient and accurate transaction processing.
• Generated and submitted loan applications, demonstrating proficiency in various loan products.
• Provided ongoing training for existing staff to enhance their knowledge and skills, ultimately maximizing loan opportunities.
• Built and maintained strong relationships with customers, fostering trust and loyalty to ensure a positive banking experience.
• Implemented and reinforced policies and procedures to maintain a high level of compliance within the branch.

Houston, Texas, United States

• Precisely managed large volumes of outgoing and incoming cash transactions.
• Maintained accuracy in cash counts and reconciled discrepancies promptly.
• Actively participated in the credit approval process, providing support to the credit department.
• Conducted thorough verification processes to detect and prevent fraudulent activities and counterfeit checks.
• Delivered exceptional customer service, addressing inquiries, providing information, and resolving issues promptly.
• Educated customers on available products, promoting additional services when appropriate.

Bachelor Of Business Administration - Bba, Finance, General, 3.44

Activities and Societies: ● Membership in Honors Society ● 3.44 GPA ● Expected Graduation: Fall 2024

Associate'S Degree, Business Administration And Management, General, 3.3

Activities and Societies: ● Graduated with a 3.3 GPA. ● Elected official of Young Professional Club. ● Elected Board member of the Student.

Associate'S Degree, Business Administration And Management, General

Activities and Societies: ● Scholarship recipient ● Membership in campus-associated clubs.