Steve Fitzpatrick
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Steve Fitzpatrick Email & Phone Number

SVP, Chief Credit Officer (bank in formation) at GM Financial
Location: Salt Lake City Metropolitan Area, United States 6 work roles
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Current company
Role
SVP, Chief Credit Officer (bank in formation)
Location
Salt Lake City Metropolitan Area, United States
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Steve Fitzpatrick is listed as SVP, Chief Credit Officer (bank in formation) at GM Financial, a with 7060 employees, based in Salt Lake City Metropolitan Area, United States. AeroLeads shows a matched LinkedIn profile for Steve Fitzpatrick.

Steve Fitzpatrick previously worked as Bank Credit Risk Officer at Alliance Data Card Services and Sr. Manager Credit Operations at Tesla.

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Email format at GM Financial

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GM Financial

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Profile bio

About Steve Fitzpatrick

Known as an ambitious, results-driven C-Suite Officer with a proven record mitigating credit and operational risks while optimizing profitability. Contributes a keen ability to drive transformation by enhancing communication, breaking down silos and up-leveling personnel. A strategic, big picture thinker who excels at finding new ways to navigate adversity and solve unique challenges. Career Highlights:● Recruited by bank President and CEO to start a de-novo (new bank) for GM Financial as its Chief Credit Officer; helped navigate the FDIC’s exhaustive process, build a business plan and successfully complete an FDIC field investigation● Hired by Comenity’s Chief Risk Officer to build a credit program for two banks, an ILC charter in Utah and a CEBA charter in Delaware with $22B in combined assets● While serving as Comenity’s Credit Risk Officer, was chosen by both Comenity Capital Bank and Comenity Bank Boards of Directors as interim Market and Liquidity Risk Officer (held as many as 4 concurrent roles at Comenity)● Selected by Tesla leadership to travel to European HQ to develop and implement a new credit process/program● Successfully orchestrated an acquisition/merger as Chairman of the Board for a non-profit organizationProfessional Skill Set:● Direct Report Leadership● Credit Operations ● Portfolio Management● Board | Executive Presentations● Credit Risk | Analysis● Board Engagements● Bank in Formation Strategy● FDIC Regulatory Compliance● KRI | KPI Implementation ● Credit Program Development● Credit Analysis● Banking ● Underwriting● Mentorship● Strategic Planning

Listed skills include Credit, Credit Analysis, Loans, Banking, and 18 others.

Current workplace

Steve Fitzpatrick's current company

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GM Financial
Gm Financial
SVP, Chief Credit Officer (bank in formation)
fort worth, texas, united states
Website
Employees
7060
AeroLeads page
6 roles

Steve Fitzpatrick work experience

A career timeline built from the work history available for this profile.

Svp, Chief Credit Officer (Bank In Formation)

Current

Salt Lake City, Utah, United States

Key Accountabilities:● Responsible for building a thriving culture, as well as develop/guide the overall credit process and strategy of the bank in formation; once approved/fully operational, will lead a team of 5 direct reports and manage the P&L● Relied upon to develop credit-related policies and procedures to ensure that the loan portfolio is consistent with the Bank’s credit risk appetite and within established risk limitsKey Accomplishments:● Established an ecosystem to monitor loan portfolio performance, which includes reporting required by the Board relating to asset originations, loan portfolio management, delinquency and loss performance

Jan 2021 - Present

Bank Credit Risk Officer

Greater Salt Lake City Area

Key Accountabilities:● Responsible for Credit Risk Management for both Comenity banks totaling $22B in assets, which included challenging trends/action plans and presenting observations to Bank risk management committees● Relied upon to establish/monitor the credit risk appetite, key risk indicators and overall credit risk management strategy for the portfolioKey Accomplishments:● Created a 2nd line of defense credit risk oversight program within the ERM (enterprise risk management) framework with results such as new reports, oversight and positive response from examiners● Seamlessly collaborated w/ Bank presidents and CRA Officer to source, underwrite and close the company’s 1st low-income housing tax credit (LIHTC) investment

Jun 2018 - Dec 2020

Sr. Manager Credit Operations

Greater Salt Lake City Area

• Managed a multi-location team responsible for worldwide consumer and commercial credit decisions for the company.• Conducted credit assessments for the commercial energy business including solar and battery storage, SREC counterparty, and credit analysis for consumers and commercial entities purchasing Tesla vehicles. Tesla acquired SolarCity.

Nov 2015 - Jun 2018

Director Cd And Credit Risk

Greater Salt Lake City Area

• Developed and implemented the Bank's CRA underwriting Policy• Responsible for the credit risk management of the CRA portfolio• Served as Secretary for the Bank Credit Committee• In conjunction with GE's corporate strategic shift, responsible for the divesture of the CRA portfolio

Nov 2013 - Nov 2015

Loan And Investment Manager

Greater Salt Lake City Area

• Underwrote and closed dealership real estate, floorplan, and working capital loans.• Managed a loan profit center for the Bank.• Directed and managed the Bank's $300MM CRA Community Development portfolio• Identified all business opportunities for the CRA portfolio• Established vendor processes to manage payment processing and loan invoicing• Experienced underwriting, negotiating and closing LIHTC transactions

Mar 2007 - Nov 2013

Manager

Greater Milwaukee Area And Greater Salt Lake City Area

• Managed approval of dealership wholesale and loan packages totaling $200 million annually• Oversaw entire Branch credit policy including individual and commercial application analysis• Responsible for Branch procedural compliance and delivered outstanding audit results.• Experienced negotiating loan pricing, purchase policy and portfolio management with Dealer Principals.• Led and directed Branch 'work-out' process and high risk account management. Operations Manager, Dealer Service Supervisor, Account Manager, Branch trainer, Credit analyst, Customer Service, Collections

Jun 1990 - Feb 2007
Team & coworkers

Colleagues at GM Financial

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FAQ

Frequently asked questions about Steve Fitzpatrick

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What company does Steve Fitzpatrick work for?

Steve Fitzpatrick works for GM Financial.

What is Steve Fitzpatrick's role at GM Financial?

Steve Fitzpatrick is listed as SVP, Chief Credit Officer (bank in formation) at GM Financial.

Where is Steve Fitzpatrick based?

Steve Fitzpatrick is based in Salt Lake City Metropolitan Area, United States while working with GM Financial.

What companies has Steve Fitzpatrick worked for?

Steve Fitzpatrick has worked for Gm Financial, Alliance Data Card Services, Tesla, Ge Capital Bank, and Ally Bank.

Who are Steve Fitzpatrick's colleagues at GM Financial?

Steve Fitzpatrick's colleagues at GM Financial include Brian Powell, Alan O Silva, Lindsay K., Fabiana Lopes, and Crystal Long.

How can I contact Steve Fitzpatrick?

You can use AeroLeads to view verified contact signals for Steve Fitzpatrick at GM Financial, including work email, phone, and LinkedIn data when available.

What skills is Steve Fitzpatrick known for?

Steve Fitzpatrick is listed with skills including Credit, Credit Analysis, Loans, Banking, Credit Risk, Portfolio Management, Risk Management, and Underwriting.

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