Steven Warnick Email & Phone Number

Riverton, Ut, Us

➥0versee $216M in annual revenue and $660M in annual originations volume while managing $3.7M budget and six direct reports.➥Developed and implemented innovative strategies, transforming the credit modeling process.➥Strengthened the credit and analytics groups from one analyst to a group of 15 highly educated professionals.➥Led Agile implementation, increasing transparency and productivity.➥Provide oversight of Business Intelligence.➥Simplified an overly complex originations process without adding unexpected risk (work-in-progress).

➥Managed $2M department budget and four direct reports.➥Implemented status-code system to increase collector productivity. ➥Oversaw the sale of low-value accounts to an external debt-purchaser.➥Created specialized groups to optimize skill sets, which increased recovery rates by 25%.

➥Managed a $7.2M budget and 108 employees while overseeing the collections development program.➥Led the implementation of a collectability model, substantially increasing dollars collected per hour worked.➥Launched a leadership development program in coordination with Lominger (Korn Ferry).➥Controlled budgeting and expenses for Phoenix call-center (500+ FTE).➥Transformed collections strategy from outcome-focus (delinquent/loss) to driver-focus (contact/ conversion).➥Tested off-shore project for right-party-contact with immediate transfer to inhouse collector.

➥Directed the financial analysis group with four direct reports.➥Developed the P&L pro forma model for indirect retail cards.➥Prepared pricing and forecasting for programs with complex introductory offers.➥Created standard account model used for pricing of credit, retail, and private-label cards. ➥Managed multi-departmental budgeting.

➥Managed a $500M loan portfolio. ➥Developed P&L pro forma with adaptable inputs to assess pricing of indirect retail loans.➥Customized loan pricing in coordination with external sales team.