Steven Warnick Email & Phone Number

C-level financial services executive with a record of leveraging data analysis and innovative strategies to drive significant growth and profitability while managing risk. Skilled at delivering performance enhancing, organizational transformations. Known for identifying and hiring outstanding talent as well as leading and motivating high performance teams. High-Impact Results:@ Prestige Financial Services, Inc.➠Pivotal in growing loan portfolio from $416M to $1.1B, or 14.7% annually. ➠Launched new modeling, achieving profits of $13.4M in its first quarter, surpassing the previous high by 34%. ➠Realized seven figures in annual net savings while reducing losses by building a credit model in-house. ➠Recruited talented data science team, expanding it from one to 15. ➠Increased employee engagement while maintaining an industry-leading retention rate over the past 3-years. ➠Completed multiple regulatory exams with no penalties issued. @ Encore Capital Group➠Transformed employee training from cost center to revenue generator. @ NextCard➠Expanded into new online retail sales vertical. Core Competencies:• Credit Risk Management • Financial Services, Banking • Credit Modeling• Portfolio Management • Process Improvement • Change Management• Growth Strategies • Regulatory Compliance • Employee Engagement• Credit Analysis, Data Science • P&L Accountability • Team Building & Leadership

• 

  Utah State University

  Finance