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Stone is a fintech innovator with a proven track record across Africa’s financial sector. His career began at Payment Solutions International, a loan management company in Pretoria, before advancing to Country Manager for Kenya, where he drove business growth and operational efficiency.He later consulted for major banking institutions, including Stanbic Bank, Barclays Bank, and Standard Chartered Bank, leading initiatives that transformed loan collection processes through technology in Kenya and Uganda.As an entrepreneur, Stone co-founded Yetu Credit Finance, a USSD-based micro-lending service for government employees in Uganda, and useremit.com, a mobile money remittance platform serving Uganda, Kenya, and Rwanda.Recognized as one of Africa’s top economic leaders under 40 by the Paris-based Institut Choiseul, Stone has been acknowledged six times for his role in shaping Africa’s economy through financial inclusion.In 2017, Stone moved to Paris at the invitation of the French government and was recognized as a leading entrepreneurial talent. This led to the creation of Eversend, a borderless payments platform now operating in nine African countries. Based in London under the Global Talent Exceptional Talent visa, Stone continues to lead Eversend’s international growth while maintaining a presence in key African markets.
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Ceo And FounderEversend Aug 2017 - PresentLondon, England, GbAll-in-one crypto-fiat borderless paymentsEversend is the all-in-one payments platform offering cross-border payments, virtual cards, stock trading, crypto, and asset-backed credit, focusing on migrants. In addition, Eversend is building B2B and API-based payments services connecting global businesses to emerging markets, starting with Africa. -
Board MemberYetu Credit Finance Jan 2017 - Feb 2022 -
Co-Founder And Managing DirectorYetu Credit Finance Feb 2013 - Jan 2017Yetu Credit Finance is a microfinance company providing salary-based loans to government employees in Uganda. It is currently in the process of developing a product where borrowers can access credit services through their mobile phones.• Conceived, designed and developed the business plan for microfinance to government employees. • Set up the company from scratch and built it into a UGX2,000,000,000 portfolio microfinance. • Advises Yetu Credit Finance on strategy especially mobile phone based lending. • Leading efforts for procuring a loan management system that integrates with mobile money platforms.• Have signed a contract with Musoni BV and is actively helping them with MTN Mobile Money integration to serve Yetu Credit Finance with a system that supports mobile money lending. -
Ceo & Co-FounderUseremit.Com Jan 2013 - Aug 2017Kampala, Ughttp://useremit.com provides affordable & convenient international remittances to people sending money to Africa especially to unbanked and under-banked rural dwellers. Unbanked rural dwellers have limited access to convenient & affordable international money transfer. We solve this by providing remittances through web & mobile apps that deliver straight to mobile money. • Leads overall operations of http://useremit.com• Leads business engagements and mobile money systems integration between http://remit.ug and mobile network operators like MTN Uganda, Airtel Uganda, MTN Rwanda, and Safaricom.• Negotiated agreement with MTN Uganda for international remittances terminating in mobile money accounts and cash out at mobile money agents.• Currently doing System Integration and User Acceptance tests on the integration of MTN mobile money and remit.ug systems. • Leads product design and development for international remittances, conditional transfers, bill payments, and mobile money. -
Country Manager, KenyaPayment Solutions International Jul 2011 - Dec 2013Pretoria, Gauteng, ZaPayment Solutions Africa is a pan-African software company that mitigates risk for financial institutions doing business in Africa while increasing financial inclusion. • Tasked with liaising with the Government of Kenya through the Ministry of State for Public Service, the Teachers' Service Commission and the Integrated Payroll & Personnel Database Department to ensure the smooth running of our loan management system. This included giving presentations to government officers • Was in charge of training the Kenya country team on using the payroll deduction management system. • Was in charge of our relationships with all financial institutions that made use of the third party payroll loan deduction management system. This included major banks and credit institutions including but not limited to Equity Bank, CfC Stanbic, Kenya Commercial Bank, Mwalimu SACCO, FAULU Kenya and the Kenya SACCO Association. • Was on the team that interfaced with the Kenya Bankers' Association to get them onboard and support the rollout of the payroll deduction management system.• Consistently liaised with the system development team in Pretoria to customize the payroll deduction management system for the Kenya market and structure. • Supported The Payment Solutions Africa teams in Malawi and Zambia especially with training of trainers of the payroll deduction management system. -
Business Development ManagerPayment Solutions Uganda Apr 2010 - Dec 2013UgPayment Solutions Africa is a pan-African software company that mitigates risk for financial institutions doing business in Africa while increasing financial inclusion. • Tasked with liaising with the Government of Uganda, Ministry of Public Service, Ministry of Finance and other stakeholders to develop a working platform for a third party loan management system for the government payroll. • Was in charge developing business and increasing the loan portfolios of different financial institutions that utilized the loan management system.• Spectacular success included increasing Stanbic Bank’s government employee loan portfolio. Helped Centenary Bank use the software platform to increase their payroll loan portfolio. Also brought on board KCB Bank, Barclays Bank, Orient Bank, Bank of Africa, Crane Bank, DFCU Bank, Equity Bank, Housing Finance, United Bank for Africa and Standard Chartered Bank.• Did numerous presentations to Uganda Bankers’ Association to get them to sign off on the introduction of the loan management system, as it was a government prerequisite to get the Association’s support before rolling out. • Facilitated training for all stakeholders especially banks and credit-lending institutions for them to be able to use the web-based loan management system. Did a countrywide training program for all Stanbic Bank and KCB Bank branches in Uganda. • Developed training manuals that were distributed to all trainers of trainers, trainers and users of the loan management system.• Liaised with the system engineers and developers to build required changes and improvements to the system as it grew. • Designed and developed a payments reconciliation system for staff and employees of financial institutions to ensure loan deductions on employees’ salaries were in commensurate with money received by the financial institutions from the Central Bank on a monthly basis. -
OwnerBlissone Media Oct 2006 - Sep 2013Directing overall operationsSocial Media Analysis, Measurement and Engagement
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Presenter And Systems AdministratorVision Radio Jul 2005 - Apr 2010I did the Vision Express Drive Show from 4:00PM to 7:00PM. Out of love for radio reallyInstallation and maintenance of AudioVault radio automation softwareProcurement, Installation and maintenance of softwareNetwork maintenance
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System AdministratorMbarara Church Of Christ Oct 2003 - Jul 2005Software installation and maintenance Repair and maintenance of computer systems
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I.T. ManagerAlliance Francaise Oct 2002 - Sep 2003Software procurement and maintenanceNetwork installation and maintenanceComputer repair and maintenanceBusiness Manager
Stone Atwine Skills
Stone Atwine Education Details
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Mbarara University Of Science & TechnologyComputer Science -
Ntare SchoolMathematics
Frequently Asked Questions about Stone Atwine
What company does Stone Atwine work for?
Stone Atwine works for Eversend
What is Stone Atwine's role at the current company?
Stone Atwine's current role is Fluent in fintech - CEO, Eversend.
What is Stone Atwine's email address?
Stone Atwine's email address is a.****@****ail.com
What is Stone Atwine's direct phone number?
Stone Atwine's direct phone number is +337828*****
What schools did Stone Atwine attend?
Stone Atwine attended Mbarara University Of Science & Technology, Ntare School.
What are some of Stone Atwine's interests?
Stone Atwine has interest in Management, Children, Mobile, Microfinance, Remittances, Business Development, Microinsurance, Social Media, Economic Empowerment, Environment.
What skills is Stone Atwine known for?
Stone Atwine has skills like Business Strategy, Start Ups, Business Development, Business Analysis, Management, Leadership, Strategic Planning, Business Planning, Strategy, Analysis, Risk Management, Project Management.
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