• Responsible for business results and management of commercial and service activities and development of the retail business network within the region WEST• Leading the team of 30 branch managers, recruitment, on the job training, supervising, motivation and their performance management• Ensuring implementation of company strategy, tactical plans and targets• Managing and performing of financial mediation of products and services to subsidiaries and business partners. • Co-managing of “Magnifica” – affluent segment, investment products and insurance products

• Managing of retail business network and alternative distribution channels: 300 branches, Call Centre, External Sales• People management – 4 Supervisors, 9 Regional directors, 1 Call Centre Manager• Responsibility for sales of banking, insurance and securing products in retail network •Participation on sales and marketing strategy development• Managing and organising of the department activities, preparation and realisation of strategies in the area of distribution of retail products and services• Counselling in the process of plans and budgets creation• Goal and sales strategy setting, retail reward schemes planning and implementation, employees’ performance management• Dealing with insurance companies and brokers according to cross -selling activities and reaching sales targets

• Responsible for business results and management of commercial and service activities and development of the retail business network within the region• Leading the team of 20 branch managers, recruitment, on the job training, supervising, motivation and their performance management• Ensuring implementation of company strategy, tactical plans and targets• Preparation and sale of financial products and services to VIP clients• Managing and performing of financial mediation of products and services to subsidiaries and business partners. • Sales excellence implementation• Participation and implementation on company education project “Excellent sales”

• Responsible for sales and operational management of the branch, cost and risk management• Leading the team of 20 people, recruitment, on the job training, supervising, motivation and performance management• Relationship and key account management of top employers in the region• Regular organizing event for key clients – Tennis tournament (15 years)

• Managing of retail consultancy and services• Sale and service of mortgages and retail loans

• Portfolio administration of small and medium enterprises.• Sale and service of banking products and services.

Operation and administration of information technology, supervising