Stuart Barry Email and Phone Number

• Provide business analysis, testing, training and implementation support for the migration of the systems utilised for private client Trust account structures.• Primarily working with systems and processes used for new Trust account business, restructuring of Trusts, FATCA reporting requirements, financial crime and pre-screening of clients, ensuring systems are able to identify and report high risk clients, negative news and Politically Exposed Persons (PEPs).

• Investigate and respond to client complaints, working with Compliance and/or Legal ensuring complaints are handled and responded to in accordance with FCA rules.• Perform root cause analysis and produce management information identifying recurring themes. Promote remedial action where required.

• Manage the close out of the remaining non US Wealth Management offices from a supervision and compliance monitoring perspective.• Review e-mail traffic ensuring it adheres to internal and regulatory policies and identify potential information security and data privacy breaches.• Monitor daily trading activity for the remaining EMEA clients and perform monthly account activity reviews.• Review matches for potential PEPs, negative news, financial crime, terrorist financing and special concern businesses.• Review UCITs / Mutual Fund trading for suitability and pre trade delivery of Key Investor Information Documents.• Review accounts and payment requests for clients placed on “Heightened Monitoring” for enhanced surveillance.• Investigate and respond to client complaints, working with Litigation and/or Compliance.

• Developed and implemented first line of defence business controls to mitigate key compliance risks and monitored effectiveness of these controls.• Performed periodic client suitability reviews, assessing suitability of advice, portfolio allocation and general conduct of Financial Advisors.• Performed Treating Customers Fairly (“TCF”) account reviews, assessing portfolio / product performance outcomes against expectations; financial promotions / risk warnings; concentration risk.• Integral member of the TCF Working Group.• Provided oversight and advice on Operational Risk; Fraud Prevention & Detection; Financial Crime (high risk clients, PEPs, AML and Sanctions) and Compliance Policy.• Responsible for on-boarding high net worth client relationships involving screening, reviewing, processing and approval of individual and corporate structure clients, including PEPs, off-shore and extra-jurisdictional entities.• Acted as main liaison between Audit and the business in reporting on audit issues.• Conducted internal investigations of potential fraud cases and complaints, reporting findings to senior management and Compliance.

• Supervision and Control: developed monitoring and governance routines and created operational procedures to enable the effective supervision of Investment Consultants, Financial Advisors, Client Services Officers and the Institutional Client Group’s activities. • Reviewed and approved new accounts: performing PEP screening, monitoring negative news, KYC and sanctioned and high risk jurisdictions.• Daily trade surveillance; monthly account reviews including contacting clients to discuss portfolio activity and performance; suspicious activity monitoring.• Performed thematic compliance monitoring in respect of RDR Funds and Structured Product concentrations.• Reviewed Contemporaneous Notes to File entered by Financial Advisors for their client accounts.• Investigated and responded to client complaints, working with Litigation and/or Compliance.• Responsible for coordinating responses to possible substantive violations of legal, regulatory or ethical standards, or of situations that might expose the Firm to financial loss, regulatory criticism or negative publicity.• Responsible for providing mandatory compliance training and education of branch personnel.• Liaised with Audit and internal Compliance to ensure satisfactory outcomes to audit and internal compliance testing.• Error resolution, escalation and reporting, performing root cause analysis and approving remediation.

• Support the Supervision and Control Manager with all of the above aspects of supervision.• Provide a management level resource dedicated to analysing and identifying supervision and control issues.

• First point of contact for the UK, European and Middle East Office for the issuance of collateralised loans, taking deposits, rollovers, rate fixing & executing foreign exchange trades in a time sensitive environment.• Marketing the Bank’s existing products & assisting with the roll out of new initiatives to the Middle East and European offices.• Managing the Bank’s exposure to credit risk by resolving margin calls, facility limit violations & collateral concentration violations on a timely basis.• Main training point of contact for the department and provided training for other offices in the EMEA region.

• Input of loan & deposit instructions for International Private Clients. Liaising with Money Market & Foreign Exchange traders to ensure accurate entry of deals and rate fixing.• Managing the Bank’s exposure to credit risk by the issuance & resolution of loan & collateralised foreign exchange margin calls.