Subesh Kumar Email & Phone Number

Gurugram, Haryana, India

Gurugram, Haryana, India

➢ Involved in Transaction Monitoring Process:• Analyze accounts for discrepancies and suspicious activities.• Follow Standard AML procedures and processes.• Recognize risks for fintech industry.• Outreach to member for further details as required.• Use transactional customer records, external data research, adverse mediaresearch, publicly available information and other information to identify suspicious or unusual activity.

New Delhi, Delhi, India

➢ Transaction Monitoring and KYC process:• Identify data anomalies and red flags for money laundering, terrorist financing,fraud, and sanctions violations, and escalate for second level review• Conduct account investigations• Utilize Knowledge of AML laws including B.S.A, Patriot Act and U.S Treasuryguidelines.• SAR filing - if potential Money Laundering or violations of the B.S.A are detected• Determine mitigating measures for high-risk customers• Provide training on Bank Secrecy Act and Anti Money Laundering proceduresand systems for new employees.➢ Key Performance Indicators:• Demonstrate the ability to identify structuring• Research, identify and analyze data from multiple sources, and documentfindings in a written work product.• Compare and contrast common business entity types• Adhere to client policies, procedures and requirements• Recognize red flags associated with human trafficking in both the victims’ andperpetrators’ accounts• Recognize risks associated with Money Services Businesses (MSBs)• Transaction monitoring of assigned accounts to assess potential suspiciousactivity on the account, such as money laundering• Identify data anomalies as they relate to AML initiatives, AML/BSA regulations,and industry best practices for AML/BSA analysis• Work effectively with multiple complex data sources and technical analyticaltools/resources• Adhere to and comply with all applicable, federal and state laws, regulationsand guidance, including those related to Anti-Money Laundering (i.e., Bank Secrecy Act, USA PATRIOT Act, etc.), as well as adhering to company policies and procedures and client requirements

Gurugram, Haryana, India

➢ AML Surveillance:• Managing the new on boarding and conducting end to end KYC by obtaining all client documentation.• Responsible for providing Centralized KYC production, validation of clients in support of both client on-boarding and periodic maintenance of client information.• Monitoring transactions to find out any suspicious financial activity.• Deliverable management to ensure smooth delivery to end user as well asAudit.• Identifying data anomalies and red flags for money laundering, terrorist funding,sanction.

Dehradun, Uttarakhand, India

Delhi

➢ Investigating and monitoring private banking accounts to detect any suspicion of Money Laundering, terrorist financing or involvement of anysanction element and further escalating by raising internal ML suspicion reports, SAR or Red Flags.➢ Ensured that required policies and procedures are followed for all processes in AML/KYC like Periodic Reviews, Name Screening and SanctionScreening using database like RDC, Equifax.➢ Conducting Enhanced Due Diligence on prospective and existing clients with the help of world check and Finscan to identify potential legal, regulatory,sanctions or reputational risk.➢ Perform screening to identify various risks like sanctions risk, PEP risks and raising risk flags.➢ Identifies accurate risk rating for individual/non-individual entities account to highlight high-risk jurisdiction, cash-intensive/high-risk business and politically exposed persons(pep)or relatives or close associates (RCAs)Complete extensive due Diligence investigation using public and private database in accordance with anti-money laundering (AML), BSA, and other regulatory standards to assist business units and prevent operationally and reputational risks.➢ Drafting detailed reviews of the investigations performed in order to determine risk assessment of the customer, the financial crime concern imposed to thebank and the action to be taken.➢ Maintaining accurate and up-to-date records of customer information, including KYC documents, risk assessments, and ongoing monitoring activities.➢ Analyzing transactional data including customer profiles transaction patterns and historical behavior to identify anomalous or suspicious activities.➢ Identifying data anomalies as they relate to AML initiatives, AML/BSA regulations, and industry best practices for AML/BSA analysis.➢ Ensures final reports are comprehensive, compliant, and suitable for use in the client onboarding decision-making processes.

Master Of Business Administration - Mba, Marketing And Finance, 65%

From Dev Bhoomi Group of Institutions, Dehradun, Uttarakhand, U.K.

Bachelor Of Technology - Btech, Computer Science, 64.5%

From Indus Institute of Technology and Management, Kanpur, UP affiliated with former Utter Pradesh Technical University, Lucknow, UP

12Th, Pcm With Computer Science, 62%

10Th, 53%

From Mahabiri Saraswati Vidya Mandir, Siwan, Bihar