* A professional banker with 34 years of diverse and challenging experience across the fields of banking, finance, law and academia including eight years in top management, nine years in senior management and six years in middle management cadre.* Worked in various leadership positions in bank viz. faculty at bank’s apex staff college, Departmental Head in Head Office, Zonal Head and Branch Head of Extra Large Branches.* Superannuated from Indian Bank (amalgamated entity of Indian Bank and Allahabad Bank) as Deputy General Manager and Head Fraud Risk Management on 31st August 2022. The position necessitated a high level of analytical and detective skills with minute observations to prevent and detect Financial Frauds.  Also handled on-line and off-line sessions on Fraud Risk Management of various facets of Banking for all levels of Management Officials. * Simultaneously I was also Alternate / Additional Chief Public Information Officer (CPIO).*  Possess academic and professional qualifications relevant to the position of CEO, COO, Consultant, Director and Professor of practice in the area of Banking & Finance viz. CAIIB; Diploma in International Banking and Finance; NCFM Module in Project Finance; Certificate Course on Forensic Accounting and Fraud Examination from West Virginia University US; Certificate course in AML & KYC; Graduation Degree in Law and Registration with Bar Council of UP as an advocate.*  Possess expert level knowledge, experience and skills in Financial Inclusion; Personal, Retail, Mortgage and MSME Financing; Credit Approval and Monitoring; Credit Risk Management; Project Finance; International Banking and Finance; Inspection & Audit; Management Audit; Vigilance and Fraud Risk Management; General Management / Administration; Business Laws (Mercantile Law) and Legal Aspects of Banking & Finance and Training and Development etc.* Also possess 4.5 years’ experience in designing and delivering EDP & MDP for Executives in middle and senior management cadre including Soft Skills Development.* Was controller of Rural Self Employment Training Institutes (RSETIs) at Godda and Dumka during my tenure as Zonal Head of Deoghar Zone. Both the RSETIs secured A+ ratings.* Took training session in executive education programs of RBI, SIDBI, NABARD and also as guest faculty in Kejriwal Institute of Management and Development Studies Ranchi, and in Jaipuria Institute of Management Lucknow.* Taught "Risk Management in Commercial Banks" to PGDM Students of Jaipuria Institute of Management Lucknow as Visiting Professor