Sumit Dhiman

Sumit Dhiman Email and Phone Number

Area Business Manager @ Arka Fincap Limited | MBA in Retailing, Sales Expert @ Arka Fincap Limited
bombay, maharashtra, india
Sumit Dhiman's Location
Bengaluru, Karnataka, India, India
About Sumit Dhiman

I am a seasoned banking sales professional with an MBA in Retailing and Retail Operations and over 13 years of experience in the industry. Currently, I am an Area Business Manager at Arka Fincap Limited, a fast-growing non-banking financial company in India, where I am responsible for driving sales growth and customer satisfaction in the secured assets segment.My core competencies include creating and driving alternate channels for sales, such as corporate channels, DSAs, DMAs, connectors, and CAs, managing and enhancing customer portfolios, and coordinating with product, credit, legal, and operations teams to ensure a smooth flow of the business. In my previous roles, I have successfully increased the mortgage loan portfolio, analyzed business trends and sales figures, formulated new strategies, recommended modifications to current products and processes, and handled recovery and customer service issues. My mission is to leverage my comprehensive knowledge of business planning tools, my strong drive, and my passion for banking sales to contribute to the growth and profitability of Arka Fincap and its customers. I am always eager to learn new skills, explore new opportunities, and collaborate with diverse teams to achieve the best results.

Sumit Dhiman's Current Company Details
Arka Fincap Limited

Arka Fincap Limited

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Area Business Manager @ Arka Fincap Limited | MBA in Retailing, Sales Expert
bombay, maharashtra, india
Website:
arkafincap.com
Employees:
32
Sumit Dhiman Work Experience Details
  • Arka Fincap Limited
    Area Business Manager
    Arka Fincap Limited Mar 2023 - Present
    Bengaluru, Karnataka, India
  • Baroda Global Shared Services Ltd
    City Head
    Baroda Global Shared Services Ltd Sep 2022 - Mar 2023
    Bengaluru, Karnataka, India
  • Karur Vysya Bank
    Sales Manager
    Karur Vysya Bank Sep 2019 - Aug 2022
    Bengaluru, Karnataka, India
    •Driving Mortgages (Secured Assets) business for Karur Vysya Bank as an Senior Manager•Create and drive alternate channels for Sales along with the regular channels•Open up avenues for business through corporate channel and DSAs/DMAs/Connectors/CAs•Mentor and guide the Sales Executives to meet the organization requirements•Analyze business trends and sales figures to formulate new strategies•Recommend modifications to current product and processes•Coordinate with product… Show more •Driving Mortgages (Secured Assets) business for Karur Vysya Bank as an Senior Manager•Create and drive alternate channels for Sales along with the regular channels•Open up avenues for business through corporate channel and DSAs/DMAs/Connectors/CAs•Mentor and guide the Sales Executives to meet the organization requirements•Analyze business trends and sales figures to formulate new strategies•Recommend modifications to current product and processes•Coordinate with product teams, credit, legal & operations teams to ensure a smooth flow of the business•Handled DSA/DMA/Connectors channels to source and increase Mortgaged Loan portfolio • Analyzed client’s financial status, credit worthiness, and property evaluations to determine feasibility of granting loans • Negotiated payment arrangements with delinquent customer • Cross selling of third party products like Insurance, Credit Card, CASA, FD Show less
  • Kotak Mahindra Bank
    Senior Sales Manager
    Kotak Mahindra Bank Jun 2015 - Aug 2019
    Bengaluru, Karnataka, India
    •Responsible for setting up and driving Mortgage (Mortgage - Secured Asset) product through Cross Sell Channels of the Bank•Create and drive alternate channels for Sales along with the regular channels through a team of RMs•New Client Acquisition of mortgage customer and also manage, maintain and enhance the assigned Portfolio of existing customers•Focus to continually increase the branch cross-sell penetration and revenue of the Location and assigned territory•To inculcate in… Show more •Responsible for setting up and driving Mortgage (Mortgage - Secured Asset) product through Cross Sell Channels of the Bank•Create and drive alternate channels for Sales along with the regular channels through a team of RMs•New Client Acquisition of mortgage customer and also manage, maintain and enhance the assigned Portfolio of existing customers•Focus to continually increase the branch cross-sell penetration and revenue of the Location and assigned territory•To inculcate in Team members understanding of client business models, trade related activities, cash flows etc. and drive identification of opportunities and growing client relationships•To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of Kotak Mahindra Bank in the target market•Drive high caliber client service from the Team and Channels•Improve efficiency by monitoring & overseeing continuous improvement of processes Show less
  • Axis Bank
    Sales Manager
    Axis Bank Nov 2014 - Jun 2015
    Bengaluru, Karnataka, India
    .New Client Acquisition of mortgage customer and also manage, maintain and enhance the assigned Portfolio of existing customers•Drive the team for new Business Banking Product acquisition through Branch Banking and Customer referrals•Focus to continually increase the branch cross-sell penetration and revenue of the Location and assigned territory•To be alert on competitive elements in the target segments (viz. other banks etc.)•Improve efficiency by monitoring & overseeing… Show more .New Client Acquisition of mortgage customer and also manage, maintain and enhance the assigned Portfolio of existing customers•Drive the team for new Business Banking Product acquisition through Branch Banking and Customer referrals•Focus to continually increase the branch cross-sell penetration and revenue of the Location and assigned territory•To be alert on competitive elements in the target segments (viz. other banks etc.)•Improve efficiency by monitoring & overseeing continuous improvement of processes Show less
  • Icici Bank
    Branch Sales Manager
    Icici Bank Jun 2013 - Oct 2014
    Bengaluru, Karnataka, India
  • Indiafirst Life
    Business Development Manager
    Indiafirst Life Jan 2011 - May 2013
    Bengaluru, Karnataka, India
    *Training of bank staff about new and old products*Drive sales through bancassurance channel and achieve quarterly/ half yearly/ yearly targets*Relationship management with bank clients and bank staff*Handling four branches of Bank of Baroda to ensure sale of Insurance products

Sumit Dhiman Education Details

  • Indian Business Academy
    Indian Business Academy
    Retailing And Retail Operations

Frequently Asked Questions about Sumit Dhiman

What company does Sumit Dhiman work for?

Sumit Dhiman works for Arka Fincap Limited

What is Sumit Dhiman's role at the current company?

Sumit Dhiman's current role is Area Business Manager @ Arka Fincap Limited | MBA in Retailing, Sales Expert.

What schools did Sumit Dhiman attend?

Sumit Dhiman attended Indian Business Academy.

Who are Sumit Dhiman's colleagues?

Sumit Dhiman's colleagues are Monish Rajendran, Seema More, Gopal Jandu, Shubham Singh, Vijendra Chakravarti, Theyagarajan R, Prachi Ahuja.

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