Sumit Goyal Email & Phone Number

Gurugram, Haryana, India

-Covenant Monitoring & Control[Client- M & T Bank] using nCino Cloud Banking Platform.-Assisting Portfolio Managers,Relationship Managers & Credit Officers in the monitoring of financial and non-financial covenants of the Banks credit portfolio.-Validates reported financial covenant levels with audit trail for compliance & regulatory reviews.-Ensures timely and accurate tracking of covenant compliance on M & T Bank internal systems.

Bengaluru, Karnataka, India

-Credit Solutions(Commercial Distribution Finance Portfolio).-Financial Statements Spreading in Optimist tool which is replica of Moody's Risk Analysis tool.-Received Financial Statements from Underwriters/LOB/Account Managers/Sales Representative/Dealers in different formats like Entity Self Prepared,Compiled,Tax Return,Reviewed & Audited.-Downloading & Uploading of Financial Statements & Optimist Reports in FileNet.-Sharepoint Workflow Creation & AIMS updation for each period… Show more -Credit Solutions(Commercial Distribution Finance Portfolio).-Financial Statements Spreading in Optimist tool which is replica of Moody's Risk Analysis tool.-Received Financial Statements from Underwriters/LOB/Account Managers/Sales Representative/Dealers in different formats like Entity Self Prepared,Compiled,Tax Return,Reviewed & Audited.-Downloading & Uploading of Financial Statements & Optimist Reports in FileNet.-Sharepoint Workflow Creation & AIMS updation for each period spreading request.-Trigger Monitoring Activity & raise special review request in Salesforce if triggers are breached.-Tools/Applications:Optimist,FileNet,BPM Custom Workflow Tool,SharePoint,AIMS,Salesforce & Commercial Banking Document Service. Show less

Gurugram, Haryana, India

-Analysing and spreading the financial statements on various financial spreading platforms.-Analysis of financial statements including P/L Account,Statement of Comprehensive Income, Statement of Changes in Equity,Balance Sheet and Cash Flow Statement of business entities for the credit appraisal process.-Going through the supplementary schedules,notes,tax return,independent auditor report,strategic report,directors responsibility statement and normalizing the financial statements for… Show more -Analysing and spreading the financial statements on various financial spreading platforms.-Analysis of financial statements including P/L Account,Statement of Comprehensive Income, Statement of Changes in Equity,Balance Sheet and Cash Flow Statement of business entities for the credit appraisal process.-Going through the supplementary schedules,notes,tax return,independent auditor report,strategic report,directors responsibility statement and normalizing the financial statements for exceptional & non-recurring items to arrive at the true profitability figures.-Analyse the operating metrics to project the major line items like Revenues,EBITDA etc. using key drivers for the company-Monitor Covenant compliance and perform ARPC-KYC Check.-Applications/Tools : Relationship Management Platform System,Evalueserve Talos. Show less

Jaipur Area, India

-Ensuring that all the transactions are monitored in accordance with established bank policies, procedures and regulatory requirements. -To release messages from HOTSCAN application which filters financial messages against terrorist and fraudulent activities as well as organizations across the globe listed in Special Risk Client List. -Comply with Bank’s AML,KYC,OFAC & EU Sanctions and monthly error report to management.-Analyzing of the good guys and same has been added to the… Show more -Ensuring that all the transactions are monitored in accordance with established bank policies, procedures and regulatory requirements. -To release messages from HOTSCAN application which filters financial messages against terrorist and fraudulent activities as well as organizations across the globe listed in Special Risk Client List. -Comply with Bank’s AML,KYC,OFAC & EU Sanctions and monthly error report to management.-Analyzing of the good guys and same has been added to the HOTSCAN database . This will help to increase the STP rate. -Check and ensure that the entire payments file has been received on time in respective instances, otherwise investigate with the payments team. -Identify and place the suspicious transactions in the investigation queue. -Updating hourly tracker, priority check list and hourly check list for management perspective. -Work towards maintaining appropriate audit trails of all the processing activities through relevant tracker and system monitoring.-Application/Tools : CGI Hotscan Show less

Rajasthan And Punjab

-On payroll of Accenture (Project-Janalakshmi Financial Services)(Micro Finance Institution Branch Operations)-Orchestrated the entire operations and coordinated activities of a full service branch covering all aspects like operations, sales & collections.-Managed routine office accounting activities required in day to day business of the company.-Spearheaded a team of 5-8 and identified their functional training needs and nominated them for trainings.-Cash handling, review of… Show more -On payroll of Accenture (Project-Janalakshmi Financial Services)(Micro Finance Institution Branch Operations)-Orchestrated the entire operations and coordinated activities of a full service branch covering all aspects like operations, sales & collections.-Managed routine office accounting activities required in day to day business of the company.-Spearheaded a team of 5-8 and identified their functional training needs and nominated them for trainings.-Cash handling, review of cash book , verification & maintenance of petty cash balance, daily cash MIS, accounting receipts of branch, vendor payments, site visits to measure clients satisfaction, verifying files to ensure that it is in line with credit policy, preparing periodical financial & non-financial reports, reconcile of GL open items, supervise loans disbursement cycle, ensure superior value delivery & identify manners to improve the offered product , portfolio at risk analyzes, follow up, find out causes & available solutions, responding to branches inquiries in order to facilitate work flow, setting smart targets that maintain required growth rates & quality.-Preparation of various trackers like petty cash tracker, collection tracker, disbursement tracker ,login tracker & daily dashboard tracker.-Preparation of TP5050, TP5051 , TRIAL BALANCE & various other reports using sales force dot com and Core Banking Solution Oracle Flex-cube 5.0.1-Tools/Applications : Salesforce,Oracle Core Banking Solution Flexcube,IBM Feet On Street, File Zilla, Accenture Cash Register Tool. Show less

Jaipur Area, India

-Preparation and finalization of books of accounts of various clients.-Conducted Audit and Filed Income Tax Return of various clients.-Preparation of PAN Cards of various clients.

Master Of Business Administration (Mba), Finance

Master Of Commerce, Abst

Ca Inter, Accounting And Finance

Bachelor Of Commerce (B.Com.), Accounting And Business/Management