Business Analyst Worked along with IBM to build a Digital Marketplace for Construction Equipment and Commercial Vehicle Key aspects handled : Digitisation of the Construction Equipment and Commercial Vehicle Financing Flow Guiding the Java Specialist in Configuration of Credit Policies of Financiers in IBM ODM (Operational Decision Manager)Managing Partner Onboarding and Customer Management in SimpleCRMIntegration of the Credit Bureau Engines Integration of 3rd Party engines for KYC validations Operations : Implementing policies , procedures , processes and looking for continual improvement .Aligning the value creating activities reducing lead time increasing efficiency and reducing work hours bringing about work life balance.Monitoring Transactional Productivity which indulged the concept of STP measured by Sigma Scores against set Measures of Performance (MOP) reflected in the Monthly Balance Score Cards . Internal Control and Operational Risk : Reviewing and conducting SOX , Internal and Process audits . Process Enhancement & Management :It was constant endeavour to analyse and reviewing existing processes and initiate measures for streamlining / revamping thereby reducing non value adding activities, eliminate redundancies in processes thereby increasing the productivity and reducing the lead time for customer deliverables to achieve higher standards of operational efficiency.Identify the financial risks in the processes , setting up the RCM's for the SOX assessments as a part of SEC and SEBI guidelines . Reviewing ORM's with the change in the processes.Conducting process audits to ensure that all standard processes are in place and the customers are experiencing uniform customer service Reviewing the Measure of Performance and bringing about the necessary changes due to systems / process changes System & Quality Audits Identification of Training needs based on the audits observatios and arranging for the same Accounts : Handled the entire accounts of Orissa taking care for system entry of all disbursements ,receivable management , expense management , bank reconciliations , monthly Trial Balance generation, yearly provisioning, debtors analysis , customer account management and loan account closures , dealer account reconciliations and post month end revenue account scrutiny.Specialties: Operations , Audit , Operational Risk , Process Management