Sushil Joshi Email & Phone Number

Noida, UP, IN

Uttar Pradesh, India

360 degree management and execution of Civil Infrastructure Projects Undertaken from Private Institutional Clients,Central or State Governments.- Majorly into mass Earthworks & Irrigation Projects.

Delhi NCR

Shaping Institutional Clients - Startup / Established on Strategy, Marketing: Traditional & Digital, Branding, Events, Distributions Network,Business Process Optimizations / Automations, Financial & Business Processes, Process Innovations Technology Adaptations,Vendor Appointments,SLA Finalization & Execution,

New Delhi, Delhi, India

Retail Clients: Personalized Wealth Management,Risk & Real Estate Advisory.Institutional Clients: Business Process Outsourcing to Real Estate Developers.Resigned from the Entity.

Uttar Pradesh, Uttarakhand, Delhi NCR

- Plotting - Contractual Construction Services - Real Estate Consulting Services to Institutional Clients. Entity Closed.

Ghāziābād Area, India

• Sourcing high value loan against property proposals,
• Appointing new sales channels for loan against property business,
• Coordinating with customers & credit team for credit scrutiny & resolution(s),
• Coordinating with customers & operations team for smooth disbursement(s),
• Cross selling mortgage protection plans (life insurance products) to mortgage loan applicants.
• Managing MIS, DSA training, business sourcing activities, payouts,& Overall development of the agency / connector(s).

Delhi NCR

• Business Manager for Life and Health Insurance products through ICICI Bank Assets division viz -  Mortgages Distribution Retail Assets Operation Group – Branches for Delhi and NCR,
• Relationship Manager for sales of Life Insurance products to Builders and Developers of North India through ICICI Bank - CRFG (North),
• Responsible for various distribution training, development, activation, & motivational activities for sourcing life insurance business for ICICI Prudential LIC Ltd,
• Distribution partners won various contests from time to time,
• Ensuring efficient in-house MIS and to distribution regional and zonal heads,
• Ensuring very high logins to issuance ratio for insurance proposals,

Rajasthan

• Handcrafted life insurance business development through ICICI Bank assets distribution in rajasthan for ICICI Prudential LIC Ltd from ground ZERO.
• ICICI Prudential Life Insurance Company recruited me as Sales Manager for Rajasthan State to launch MRTA vertical through ICICI RAPG – HOME LOANS division.
• The first month premium collection was INR 58 Lacs with 24 % penetration in the distribution business.
• Opened up 8 centers travelled more than 90k Kms panning across 64 spoke locations across Rajasthan. An assignment of absolutely different nature where you are in the drivers seat, this has been a tremendous learning.
• April 2007 saw launch of two new divisions through ICICI RAOG and ICICI RAPG – TWL,AL,PL.
• ICICI RAOG was the ROI game changer.

Noida Area, India

• Managed 30 Key Corporate Account Relationship(s) or all of their retail banking requirements.
• Sourcing business on multiple products like fixed deposits, life insurance, wealth management & investment products.
• Ensuring very high level of customer service.
• Trust building and one on one relationship building with employees of the corporate (s) allocated.Highlights:Service Recovery in three major Corporates (ST Micro Co-ware and Delphi) to an outstanding level and fresh.

Noida Area, India

• Team Management - Recruitment and Training of the Sales & Sales support team members.
• Implementing and monitoring the processes at business channels.
• Personal discussion with high net worth customers.
• The customer interface for home loan and loan against property products.
• First appraisal of sanction files and disbursal documentation.
• Control and monitor service level agreements (SLA) with the external vendors and monitoring TATs on internal processing.

Delhi Area, India

• Process manager for sales team & DSA(s),
• Process compliance at Sales Channels as per the six sigma process for mortgages,
• Generating and Monitoring MIS and Reports as per Six Sigma Process guidelines,
• Credit processing of Sanction and Disbursement cases of home loans,
• Appraise and authorize sanction and disbursement cases along with the credit manager,
• Coordinating with the operations and sales team for smooth disbursement of the loan proposals and to resolve discrepancy issues if any in the disbursement documentation(s).

Project Management, Successfully Completed

Post Graduate Diploma In Business Management (Part - Time), Business Management Essentials , Majors - Marketing ., Cgpa 6.58 On 9 Point Scale.

Also studied Investment Management, Service Operations Management, Total Quality Management.

Bachelor Of Science (B.Sc.) - Physics Honours, Physics, 66.7%

Activities and Societies: • Was president of Physics Society - Dyal Singh College for 2 consequtive years. • Topped the batch in final year.

Gniit, Systems Management ;Computer Science ,Database Management,Software Development, Range - Good (70% - 80%)

Learned Computer Fundamentals Concepts & Tools of Quality Management UNIX, RDBMS Concepts ,Sybase SQL Server C++ programming,SEI CMM ISO.

12Th - Aissce, Physics, 72.4% 1St Division

Activities and Societies: Kendriya Vidyalaya - Andrews Ganj Delhi

10Th - Aisse, Science, 81.4% (1St Division)

Activities and Societies: Kendriya Vidyalaya - ITBP Mussoorie Campus • Topped the school. • 1st division in all subjects. • Adjudged all.