Saad Ali Email & Phone Number

Pakistan

Islamabad, Islāmābād, Pakistan

Islamabad, Northern Punjab Rawalpindi, Pakistan

Islamabad

My key responsibilities include the following : - Preparation of Financial Statements in accordance with applicable International Financial Reporting Standards and Banking Specific Reporting Standards - Segment Profitability reporting of various business units including Treasury, Branchless Banking, Branch Operations and Lending - Budgeting & Planning Process of the Entire Bank which includes the following: - Budgeting and planning of the Bank and individual branch wise budget of all branches as well as Branchless Banking operations - Segment Wise Budgeting - Five year Business Plan - Detailed variance analysis of actual performance of the Bank and individual branches with their budgeted targets, ensuring effective monitoring and analysis - Responsible for monthly reporting for higher management, which includes CAPEX reporting, product wise portfolio analysis, Business Indicators report, Mark-up and Fee income analysis, Budget variance analysis report and expense comparison report. - Responsible to perform analysis on various advances products to obtain the reason of low/high gross yield. Also analyze the Deposits side (CASA and TD) to obtain the information about high cost deposits, top 20 customers, Gap analysis and maturities. - Responsible to perform analysis on Branchless Banking activities, which include trend analysis of Revenue and forecasting revenues. - Preparation of data for Audit Committee, BOD, ALCO & Investment Committee Meeting - Liaisoning with external auditors in performing of audit of financial statements of the bank including Audit of Internal Controls - Liaisoning with State Bank of Pakistan Auditors and Internal auditors - Review of accounting & financial reporting matters including fixed assets, prepayments, receivables, payables etc. - Review of Central Bank’s Reporting - Preparation of Accounting and other Manuals relevant to the Finance Department (e.g. Accounting Manual and Finance Procedural Manual)

Islamabad, Pakistan

Responsible for overall data mining, analysis and presentation to provide necessary input for decision making internally within the function and overall at the strategic level. Key responsibilities are as follows:- Negotiation of revenue and expense budget levels with a focus on productivity and business unit contribution. Preparation and distribution of monthly reporting for internal and corporate reporting processes.- Planning and preparation of annual budgets, periodic forecasts and longer-term business projections.- Analysis of monthly, quarterly and annual budget reports in comparison with actual expenses. Preparation of cost benefits analysis for decision making.- Maintaining close coordination with field and product management teams to conduct the annual budgeting exercise.- Preparing feasibility and research reports for new branches, projecting longterm branch sustainability models and highlighting non potential branches for closure. - Setting up Branch-wise targets in for deposits mobilization, Loan disbursements and Non performing loans (NPLs).- Preparing daily analysis on all branches in respect of Deposits, Loans outstanding and NPLs position and comparing them with set targets, budgets and forecasts.- Reporting of bugs, advising changes in the core banking application and building liaison with System development team for the implementation of advised changes.

Webdnaworks Private Limited specializes in the procurement, installation and maintenance of off-site ATMs at strategic and commercially viable locations on behalf of partner bank/financial institution for facilitation of ATM cardholders.Brief Job Description : Responsible for overall management of finance and accounting department, financial planning, analysis and presentation to provide necessary input for decision making at the strategic level. Key responsibilities are as follows:- Preparation and reporting of company’s Financial Statements in accordance to IFRS and Companies Ordinance 1984.- Preparation of management reports on monthly, quarterly and annual basis.- Supervision of accounting and bookkeeping department and proposing adjustments if required.- Budgeting and forecasting with periodical controls and variance analysis.- Preparation of project costing and financial modeling for new ATM rollout projects.- Designing cost controls, preparation of departmental budgets and providing inputs for decision making.- Analyzing the performance of individual business units and envisaging corrective actions in order to remove deviations.- Analyzing financial performance of various ATMs projects and projecting their breakeven levels for maintaining financial sustainability.- Preparing financial models, business projections for new business ventures and providing inputs to strategic management regarding their impact on the financial performance of company in terms of IRR, NPV and Capital gearing.- Liaison with vendors, debtors, monitoring invoicing, payment and recovery.- Building liaison with banks and handling all banking matters of account management and credit lines. - Liaison with Auditors and legal consultants for statutory corporate compliance.- Handling corporate compliance matters of Securities Exchange Commission of Pakistan.- Handling compliance matters of Income Tax and Withholding Taxes as per Taxation laws.

Nasir Javaid Maqsood Imran (NJMI) is the leading national accounting and business consulting firm. NJMI can deliver creative and practical services to clients through highly trained, skilled and motivated professionals, continued investment in leading edge technology and implementing rigorous standards and procedures.Role & Responsibilities:Accounting Services:Provided bookkeeping and accounting services to various clients. Identification and reporting to management of their control weaknesses in accounting management system keeping in view International Financial Reporting Standards.Audit & Assurance:- Involved in the different assignments of External audit and Internal audit of - Manufacturing companies.- Pharmaceuticals.- Telecom Sector.- Trading concerns.- FMCG.- INGOs. Financial Consultancy:Carried out business appraisals of loan applicants to Standard Chartered Bank Limited and Askari Bank Limited, United Bank, Dubai Islamic Bank. The purpose of this assignment was to establish that the existing business of the applicant was capable to repay loan. Under this assignment, we were required to estimate the income and net worth of the loan applicant and report specified our confidence level on the reported income and net worth. Further more I was involved in making System development for effective operations, Identification of Projects, Feasibility studies, Loan arrangement and Search Reports Charge Registration & Modification.ERP Review of PMCL (Mobilink):Involved in the ERP review of Pakistan Mobile Communication Limited (Mobilink). My responsibility and field of work was to look after the parallel running of Fixed Asset Module. To Review the transactions entered in current system and new system. When a difference arose we had to make proposed reversal entries and reporting to them to the senior management of the company. The current system on which I was working was Oracle Financials (9i) and new system was Oracle Financials (11i).

Acca - Affiliate, Finance, Accounting, Taxation

Cat, Finance, Accounting, Taxation

Intermediate, Mathematics, Physics, Computers Sciences