Silvia Saldana Lee Email & Phone Number

As executive vice president and chief lending officer for First Community Bank, I manage all aspects of our loan portfolio including risk selection, underwriting, and loan production. I’ve been in banking since 1991. I have been employed at FCB since 2000. I served a three-year term on the Texas Bankers Association Board of Directors which began in June 2019.WHAT I DOAt First Community Bank, all loans, whether consumer or commercial, are approved at the local level. It’s my duty to oversee all aspects of loan production and underwriting in our 10 bank locations.• Oversight of 16 lenders, including providing information and direction for specific lender inquiries• Ensuring our lenders are conforming to bank regulations, as well as FCB policies and philosophy • Chair both Officer and Director Loan committee meetings• Point person for State and FDIC regulatory exams pertaining to loans• Maintaining relationships with, and personally handling loans for FCB customers• Customer relations, including providing loan information and problem solving… FOR OUR CUSTOMERSFirst Community Bank is very relationship driven, facilitating many loans to Coastal Bend residents and businesses ranging from a few thousand dollars to millions for auto, home, land development, spec and custom interim construction loans and more. When customers walk into one of our bank locations, we have a lending officer on site ready to assist. I ensure our loan officers remain knowledgeable and consistent in their practices with our customers. I work directly with customers as well when warranted. … FOR FELLOW EMPLOYEES

• 

  Executive Vice President / Chief Lending Officer

  First Community Bank

  2002 - Present - Corpus Christi, Texas

• 

  Texas A&I

  Finance