Tanmeet Singh , Mba, Csc Email & Phone Number

Windsor, Ontario, Canada

Windsor, Ontario, Canada

• Handling various loan segments such as Agricultural loans (Dairy, farm activities, poultry, Fishery) retail loans (housing, car, commercial vehicle, education loans etc.), and commercial loans for business activities such as trading, servicing, and manufacturing. • Ensure that all banking operations are performed under established policies and procedures via transaction processing, cash management, reconciliation of entries. • Attend local events and outreach activities to deeply… Show more • Handling various loan segments such as Agricultural loans (Dairy, farm activities, poultry, Fishery) retail loans (housing, car, commercial vehicle, education loans etc.), and commercial loans for business activities such as trading, servicing, and manufacturing. • Ensure that all banking operations are performed under established policies and procedures via transaction processing, cash management, reconciliation of entries. • Attend local events and outreach activities to deeply understand the local market and potential client base to create a sales plan to convert leads into new clients.• Provide best financial advice to clients to achieve their financial goals. Also have proven sales experience in the financial services industry, helping clients investing their money in different investment products like fixed income products, life insurance products, general insurance products, public provident fund etc. • Evaluated and reviewed loans applications and analyze collateral security/re-paying capacity. • Achieving stipulated targets for the branch in the form of account opening, deposit targets, loans targets, digital service targets and various government schemes target in alignment with the corporate vision. • To keep operational cost of running the branch under control in the way of keeping cash under the cash retention limit, keeping lean inventory, saving on electricity bills as and when possible. • Preparation of monthly, quarterly, and annual reports and submission to various departments at the middle and the head office Show less

• Worked as credit manager in a non-client facing environment where I could develop strong verbal and written communication skills and the ability to interact expertly with branches and Head Office. • Assessing the repayment capacity of the borrowers along-with analysis of the credit history through CIBIL (Credit Information Bureau (India) Limited) as stipulated in the bank's guidelines. • Experience in loan administration, collateral securities, and credit processes etc.• Analysis… Show more • Worked as credit manager in a non-client facing environment where I could develop strong verbal and written communication skills and the ability to interact expertly with branches and Head Office. • Assessing the repayment capacity of the borrowers along-with analysis of the credit history through CIBIL (Credit Information Bureau (India) Limited) as stipulated in the bank's guidelines. • Experience in loan administration, collateral securities, and credit processes etc.• Analysis of balance sheet, calculation of benchmark ratios.• Ensuring all the Pre-Sanction documentation has been completed before sanction of the loan and do the follow-up with the branches for the submission of post sanction related documents immediately as per the terms and conditions of the sanction letter. • Providing supportive roles to the different branches and ensuring submission of regular reports to the higher authorities. Show less

• Prepare Trail balance (Monthly), Profit and Loss account and Balance Sheet of branch.• Provide digital literacy to clients regarding a broad range of devices (e.g., smartphones, tablets, laptops, etc.) and helped them setting up mobile banking.• Helped clients in investing their money in different investment products like fixed Income instruments, mutual funds, and life insurance products etc. • Operations like opening of accounts, handling of transactions in the accounts… Show more • Prepare Trail balance (Monthly), Profit and Loss account and Balance Sheet of branch.• Provide digital literacy to clients regarding a broad range of devices (e.g., smartphones, tablets, laptops, etc.) and helped them setting up mobile banking.• Helped clients in investing their money in different investment products like fixed Income instruments, mutual funds, and life insurance products etc. • Operations like opening of accounts, handling of transactions in the accounts, answering the queries of the clients and reporting the day’s activities to the Branch Manager.• Facilitate the audit inspector during inspection with all information and relevant data.• Monitoring and Reconciliation of Inter Bank Statement. Show less

Chandigarh, India

Manesar, Haryana, India

Foreign Remittance Project

Master Of Business Administration - Mba, Finance And Marketing

Bachelor Of Commerce - Bcom, Business/Commerce, General